To Prevent Digital Fraud, Jalin Educates 100 MSME Operators

The expansion of digital payments has created opportunities for women running micro, small and medium-sized enterprises (MSMEs). However, the convenience of transactions must be matched by the ability to recognise various scams that could cause business losses.

According to the 2026 National Survey of Financial Literacy and Inclusion (SNLIK), Indonesia’s financial inclusion index has reached 93.61 per cent, while its financial literacy index stands at 69.57 per cent. The 24.04-percentage-point gap indicates that broader access to financial services needs to be accompanied by greater understanding and a stronger sense of security.

To strengthen protection, PT Jalin Pembayaran Nusantara (Jalin), part of Danantara Indonesia, has initiated the ‘Ibu Cek Dulu’ Movement. The women’s empowerment programme, focused on security literacy in digital transactions, was attended by 100 women in Susukan urban village, Ciracas, East Jakarta.