The Figure of PW, the Businessman Behind the Transfer of Komaridin's Land Certificates to Bank Collateral
The heirs of the late Komaridin have revealed the identity of a man with the initials PW, who borrowed land certificates belonging to Komaridin in Maguwoharjo and Wedomartani, Sleman, which were suddenly transferred into PW’s name and used as bank collateral. Komaridin’s second daughter, Nuriyah (48), disclosed that PW is a resident of Yogyakarta and the son of the owner of a lotek food stall in the city. “He is the child of the owner of that lotek stall,” Nuriyah explained during a meeting at the PBKH Atma Jaya Yogyakarta office on Monday (13/7/2026).
Nuriyah stated that she has repeatedly tried to contact and visit PW’s home, but her efforts have been unsuccessful. “We have tried many times to go to PW’s house, but he never meets us. His contact is active, but he never replies,” she said. “The last attempt was about a year ago. It seemed like he was home, but he wouldn’t come out and no one would see us. We just waited outside for him to come out, but he never did.”
Nuriyah emphasised that the Komaridin family has no familial relationship with PW. She believes PW knew Komaridin through a relative of her brother-in-law. “He was originally a friend of my brother-in-law from a Vespa community. But I don’t know the chronology of how he came to borrow these certificates,” Nuriyah said. “Initially, he seemed like a good person, well-spoken and polite. He said he wanted to invest in shares and would give my mother a fee of Rp 400,000 per month. But he only paid a few times and then suddenly stopped.”
It was previously reported that the land certificates belonging to the late Komarudin in Maguwoharjo and Wedomartani, Sleman, had been transferred and used as bank collateral. The heirs, who claim they were unaware of the situation, were shocked when they received a first warning letter from the bank. Komaridin’s widow, Lanjarsari, haltingly recalled the beginning of the problem. It started in 2011 when a man with the initials PW visited Komaridin and his wife at their home to borrow the certificates under the pretext of a share investment business. “He came to our house,” Lanjarsari said. “He said it was for a business and that he would only borrow them for a short while before returning them.”
PW promised a profit of Rp 400,000 per month, a promise he kept for only about 15 months before stopping. “He gave us the money for maybe 15 months, more or less. Since then, we haven’t received anything,” Lanjarsari stated. She repeatedly asked for the certificates to be returned, but PW always made excuses. “I went to his house to ask for the certificates, but he wouldn’t give them back. He kept saying ‘tomorrow, tomorrow’. Years passed and they were never returned,” she said.
On 7 May 2024, Lanjarsari suddenly received a first warning letter from a bank stating that both land certificates had been used as collateral. The certificates had also been transferred into the name of PW. Lanjarsari and her four children insist they never signed any agreement regarding the two plots of land and were unaware of any transfer of rights. The land in question includes the house where she lives with her children. “I was shocked. Why was it sold? I never sold it. That is inherited land,” Lanjarsari explained. Her daughter Nuriyah added that the children did not know the certificates had been lent out until the bank sent the warning letter. “We found out the certificates had been transferred when the bank came to the house to confirm if the land had indeed been used as collateral,” Nuriyah said.
The heirs, consisting of Lanjarsari and her four children, have sought assistance from the Centre for Legal Aid and Consultation (PBKH) at the Faculty of Law, Atma Jaya University Yogyakarta (UAJY). The head of the PBKH UAJY legal team, Hengky Widhi Antoro, explained that they have pursued legal action by reporting the case to the Yogyakarta Regional Police on 6 July 2026. The police report will be used to investigate the land title transfer process with the Land Office. “We have reported this case to the Yogyakarta Regional Police with report number LP/B/411/VII/2026/SPKT/Polda Daerah Istimewa Yogyakarta dated 6 July 2026,” Hengky said. “We will send a letter to the land office to request the opening of the land deed files to examine the transfer process.”