Task Force PASTI Halts 953 Illegal Online Loan Entities and Illegal Investment Offers - OJK
Jakarta, 29 April 2026. The Task Force for Eradicating Illegal Financial Activities (Satgas PASTI) continues to strengthen efforts to eradicate illegal financial activities and handle financial transaction fraud as part of consumer and public protection initiatives.
From 1 January 2026 to 31 March 2026, Satgas PASTI has identified and halted 951 illegal online loan entities and 2 illegal investment offers on various websites and applications that posed risks to the public.
Satgas PASTI has also monitored several patterns of illegal financial activities and fraud that are most commonly reported by the public, including:
Advertising services with a deposit system. This scheme offers earnings from simple activities such as giving reviews, watching ads, or clicking links, which then require fund deposits with promises of multiplied returns.
Duplication or imitation of licensed entity investment offers (impersonation). Perpetrators mimic the names, logos, or identities of legitimate financial service businesses to convince the public, even though the offers are not made by the authorised parties.
Funding offers. This modus operandi offers funding for specific businesses or projects with promises of fixed returns, but without adequate business model explanations, agreements, or oversight.
Money games. This scheme relies on recruiting new members (member get member) as the source of profit payments, rather than from genuine and sustainable business activities.
Illegal crypto asset trading. This involves offers for investment or trading in crypto assets by unregistered parties without authorisation from competent authorities, often accompanied by claims of high returns without risk.
These modi operandi are generally disseminated through social media, private messages, chat groups, and other digital channels.
Strengthening Fraud Handling through IASC
From 22 November 2024 to 31 March 2026, the Indonesia Anti-Scam Centre (IASC) has received 515,345 reports from the public. In handling these reports, 872,395 accounts have been reported and verified, and 460,270 accounts have been blocked.
From these efforts, the total amount of victims’ funds successfully blocked reached approximately Rp585.4 billion. IASC has returned Rp169 billion in victims’ funds originating from accounts at 19 banks used by fraud perpetrators.
In light of the ongoing prevalence of illegal financial activities and financial transaction fraud, Satgas PASTI and OJK urge the public to:
Be wary of investment offers or activities promising high, guaranteed, and quick returns;
Verify the legality of business actors and financial service products through OJK’s official channels (Contact 157);
Do not easily trust offers delivered via private messages, social media, or links with unclear sources;
Do not provide personal data, account information, OTP codes, or passwords to any parties; and
Immediately report any indications of illegal financial activities to sipasti.ojk.go.id and report financial transaction fraud to iasc.ojk.go.id.
Satgas PASTI will continue to enhance coordination among members and related agencies to curb the spread of illegal financial activities in the digital space. These efforts are part of consumer and public protection to prevent entrapment in illegal loan offers that could lead to losses, personal data misuse, and distressing debt collection practices.
If indications of illegal online loan or investment offers are found, the public can report them via the website sipasti.ojk.go.id or through OJK Contact 157, WhatsApp 081 157 157 157, and email konsumen@ojk.go.id.
Meanwhile, victims of financial transaction fraud can report via the website iasc.ojk.go.id to support quick blocking of perpetrators’ accounts.