ST016 Still Available Until 3 June 2026, Offering Potential Passive Income via Monthly Coupons

The Government, through the Ministry of Finance of the Republic of Indonesia, is continuing the offering of the ST016 series Savings Sukuk until 3 June 2026 at 10:00 WIB. This Sharia-based retail State Securities (SBN) instrument has been available since 8 May 2026 and can be purchased online through official distribution partners appointed by the government.

For individuals looking to build passive income with relatively low risk, ST016 serves as an attractive investment option. Investors will receive regular monthly coupon payments without the need to actively perform transactions. The primary advantage of ST016 lies in these monthly coupon payments, which are transferred directly to the investor’s account, making it a suitable source of passive income.

The ST016 coupon utilises a ‘floating with floor’ scheme. This means the yield rate can increase in line with rises in benchmark interest rates, but it will not fall below a pre-determined minimum threshold. Coupon payments are made on the 10th of every month, with the first payment scheduled for 10 July 2026.

Through this facility, investors are permitted to redeem up to 50 per cent of the principal amount before the maturity date. The early redemption process involves registration, where investors must register through a distribution partner’s platform and prepare their Single Investor Identification (SID), fund account, and securities account.