Solid Performance: Citi Indonesia Records Profit of Rp2.8 Trillion
Citibank N.A. Indonesia recorded a net profit of Rp2.8 trillion throughout 2025, an increase of 10 per cent compared to the previous year. This performance was supported by a 7 per cent growth in net interest income and efficiency in operational expenses.
According to the company’s financial report, profitability ratios indicate solid performance with a Return on Equity (ROE) of 14.4 per cent and Return on Assets (ROA) of 3.8 per cent.
From a liquidity perspective, the bank recorded a Liquidity Coverage Ratio (LCR) of 264 per cent and a Net Stable Funding Ratio (NSFR) of 168 per cent. Meanwhile, the minimum capital adequacy ratio stood at 38.5 per cent.
CEO of Citi Indonesia, Batara Sianturi, stated that this achievement resulted from the disciplined execution of strategy across the company’s three main business lines.
“This achievement was driven by a strategy focused on our three core business lines,” said Batara in Jakarta on Thursday (30/4/2026).
He added that this positive performance reflects sustainable growth as well as the company’s contribution to the national economy.
In the corporate banking and services line, Citi Indonesia held the first Citi Data Centre Day in South Asia to promote industry collaboration in developing sustainable data infrastructure.
In the financing sector, Citi Indonesia provided bilateral trade loans of US$30 million to PT Sinar Mas Agro Resources and Technology Tbk and working capital loans of Rp1 trillion to PT Tower Bersama Infrastructure Tbk.
Additionally, the company served as joint lead manager in the issuance of global bonds by PT Pertamina Hulu Energi worth US$1 billion, and acted as financial advisor to XL Axiata in the merger process with Smartfren.
In the Treasury and Trade Solutions unit, growth was recorded at 3 per cent, supported by the expansion of omnicollection services for the retail and e-commerce sectors, as well as client migration to the CitiDirect V3 platform.
The supply chain financing programme also saw an increase, with the number of registered suppliers rising 16 per cent compared to the previous year.
Meanwhile, the Markets unit strengthened its position in the foreign exchange and fixed income markets through the utilisation of digital platforms such as CitiFX Pulse and CitiConnect to provide integrated automated payment solutions.
This performance also led Citi Indonesia to receive several international awards in 2025, including the best international bank in Indonesia from Euromoney and the best corporate advisor from The Asset.
Currently, Citi Indonesia operates through four branch offices located in Jakarta, Bandung, Surabaya, and Medan.