SMAN 37 Jakarta Alumni Association Trains SMEs in Risk Assessment and Financial Management
The event, held at SMAN 37 Jakarta in Tebet, positioned participants as decision-makers, managing cash flow, facing risks, and determining business strategies in ever-changing conditions. This method is considered more effective because participants learn from direct experience rather than just concepts.
General Chairman of Ikasman 37 Jakarta, Boy Rafli Amar, emphasised that the biggest challenge for SMEs is not only access to capital but the ability to manage finances in a disciplined and directed manner.
“Financial literacy is not just about recording income and expenses, but how business actors can read risks, make decisions, and maintain their business sustainability,” said Boy in a written statement on Saturday (2/5/2026).
According to him, strengthening SME capacity must be done with a grounded and easily understood approach. He assessed that simulations like this can bridge the gap between theory and practice.
“SMEs are the backbone of the economy. If their management is strong, the resilience of the community’s economy will also be more solid,” said Boy.
Committee Chairman Aryawan Eko Purianto explained that the boardgame method was chosen because it can present business situations in a more realistic way, yet still interactive and enjoyable.
“We want participants not only to understand the concepts but to truly feel how to make financial decisions in dynamic conditions. From there, they learn the consequences of every choice,” said Aryawan.
Aryawan added that in the simulation, participants were divided into several groups acting as business actors. They were faced with various scenarios, from capital management and investment to business risk pressures.
One participant, Erna Ratna, admitted that this method provided a new perspective in managing her business, which had previously been run intuitively.
“So far, I have run my business more based on habits. Here, I learned that every decision has calculations, risks, and must be planned,” said Erna.
The event did not stop at simulation but continued with discussions and reflections to strengthen participants’ understanding. Through this approach, Ikasman 37 Jakarta aims to encourage the emergence of more adaptive, measured SMEs ready to face future economic challenges.
More than just training, this event serves as a strong message that economic strengthening does not always start from big things, but from the ability to understand the most basic: how to manage money wisely.