ShopeePay Merchant Helps MSMEs Go Digital, Here's How to Register for QRIS Online
The digital transformation is changing the way people transact. Nowadays, payment using QRIS is increasingly becoming the main choice because it is practical, fast, and can be used by various digital payment applications. This condition is also encouraging business actors, from MSMEs to growing businesses, to provide digital payment methods in order to deliver a more comfortable transaction experience for customers.
One solution that business actors can utilise is ShopeePay Merchant, a merchant service from ShopeePay that allows business actors to receive non-cash payments using QRIS more easily through the ShopeePay application.
With the increasing adoption of digital payments in Indonesia, the presence of ShopeePay Merchant is one alternative for business actors who wish to expand their payment options while keeping pace with the development of consumer behaviour that increasingly relies on cashless transactions.
ShopeePay Merchant is a service intended for business actors to receive digital payments via QRIS. Through this service, merchants can receive payments from various payment applications that already support the QRIS standard, so that customers have flexibility in choosing a payment method.
Besides simplifying the payment process, ShopeePay Merchant also enables business actors to register as merchants online through the ShopeePay application. With a practical process, business actors do not need to go through complicated procedures to start receiving digital payments.
Payment digitalisation itself is one of the important steps for MSMEs in improving operational efficiency. Payment using QRIS helps reduce the use of cash, speeds up the transaction process, and at the same time provides a more practical payment experience for customers.
One of the features of ShopeePay Merchant is Instant Business Proceeds Disbursement, which allows merchants to disburse sales proceeds to their ShopeePay balance whenever needed.
Funds from transaction proceeds can be immediately used for various operational needs, such as adding stock, purchasing business necessities, or supporting day-to-day business activities without having to wait for a specific disbursement schedule.
With faster access to funds, merchants can run their business operations more flexibly.
Besides helping merchants receive digital payments, ShopeePay Merchant also offers a Merchant Discount Rate (MDR) of 0% for micro businesses on transactions up to Rp500,000, in accordance with applicable regulations.
This facility helps micro business actors receive payments via QRIS without being charged an MDR on qualifying transactions. Thus, merchants can more optimally utilise digital payments to serve customers while maintaining transaction cost efficiency.
One of the advantages of ShopeePay Merchant is the ease for business actors to obtain QRIS free of charge.
With free QRIS registration, business actors can start receiving digital payments without having to pay a registration fee. This makes it easier for MSMEs and various other types of businesses to adopt non-cash payment methods more easily.
Through the ShopeePay application, the ShopeePay Merchant registration process is also carried out digitally so that business actors can access QRIS services more practically and start serving cashless payment transactions in accordance with applicable regulations.