Requirements to Become a Priority Customer at BRI, Mandiri, and BNI: Minimum Balance is This Much

Banks provide various savings products that can be utilised by all segments of society in Indonesia. In addition to regular services, general banks also offer priority customer facilities targeted at customers with certain deposit amounts or balances, particularly from middle to upper classes.

Priority customers are entitled to exclusive services not available to regular customers. For example, they can enjoy queue-free services and special assistance from bank staff.

From a facilities perspective, the services provided are also more comfortable and premium. Banks generally prepare special service rooms with light food and beverage offerings for priority customers.

Not only that, priority customers usually receive conveniences in credit applications, including opportunities to obtain more competitive interest rate offers. However, the minimum balance requirements to become a priority customer vary across banks.

BNI

To become a BNI Emerald priority customer, customers must at least prepare or have a minimum fund of Rp1 billion. Meanwhile, to become a BNI Private customer, the minimum balance is Rp15 billion.

BRI

According to its official website, this state-owned bank focused on micro, small, and medium enterprises (MSMEs) prepares a Special Priority Service Centre (SLP) specifically for its priority customers. To become a BRI priority customer, customers need to have a minimum savings balance of Rp1 billion.

BRI Priority customers can obtain a BRI Priority Debit Card that provides all banking services, such as financial planning and investment up to pension fund planning. Holders of this card can also get facilities with higher transaction limits, one-stop banking services, exclusive privileges from Premium Debit Mastercard, and advisory services.

Bank Mandiri

Mandiri Prioritas services require customers to have a minimum balance of Rp1 billion up to Rp20 billion. In addition, they must have a total fund placement of at least Rp1 billion or equivalent, either in Third Party Funds such as Savings, Current Accounts, Deposits, and/or in available and offered Investment products at Bank Mandiri - Having an individual Rupiah Savings or Current Account.