Prudential Indonesia Records Net Profit of Rp 2.4 Trillion Throughout 2025
Jakarta, VIVA – PT Prudential Life Assurance (Prudently Indonesia) recorded premium income of Rp 21.1 trillion, total assets of Rp 64.3 trillion, and a net profit of Rp 2.4 trillion throughout 2025.
“With total claim and benefit payments reaching Rp 16 trillion, this achievement demonstrates the company’s commitment to fulfilling its obligations to our customers,” said the President Director of Prudential Indonesia, Tony Benitez.
Furthermore, Tony stated that the company’s solvency ratio (Risk Based Capital) reached 466 per cent, well above regulatory requirements. This confirms the company’s strong financial position in ensuring the sustainability of protection for customers.
He noted that the business performance throughout 2025 reflects the company’s ability to maintain its excellence and relevance for customers amidst the continuously evolving industry dynamics. This is particularly significant as market volatility and global macroeconomic conditions affect investment values, while rising medical inflation and pressures on public purchasing power remain ongoing challenges for the industry.
“We remain focused on strengthening our role as a trusted partner in building the resilience of Indonesian families, by providing protection solutions that are increasingly inclusive, accessible, and aligned with customer needs at every stage of life,” said Tony.
As a company committed to meeting the needs of both present and future generations, Prudential Indonesia continues to strengthen its portfolio of protection solutions to address increasingly diverse societal needs. Amidst market volatility, the company launched the PRUSmart Plan Life Insurance, a life protection solution that provides certainty of benefits with a simpler application process.
Meanwhile, to address the challenges of healthcare affordability, PRUSehat Health Insurance was launched as a more inclusive and relevant health protection solution, particularly for the younger generation, he added.
To respond to the rising costs of healthcare, Prudential Indonesia continues to expand its PRUPriority Hospitals network, which throughout 2025 has reached more than 1,700 hospitals across more than 500 cities and regencies throughout the country. This includes vertical hospitals affiliated with the Ministry of Health of the Republic of Indonesia. This initiative is further strengthened by the formation of the Prudential Medical Advisory Board, which promotes a more objective, fair, and transparent claims process while maintaining the highest quality of customer service.