PNM's Profits Soar Since 2020, Reaching Rp1.14 Trillion in 2025

The improving performance of PNM reflects that this ecosystem approach is effective in creating healthy and sustainable growth. Jakarta (ANTARA) - PT Permodalan Nasional Madani (PNM), part of the BRI Group, recorded a significant increase in profits from Rp359 billion in 2020 to Rp1.14 trillion in 2025. The BRI Group stated that this profit growth not only reflects business expansion but also increasingly mature risk management. “The improving performance of PNM reflects that this ecosystem approach is effective in creating healthy and sustainable growth,” said BRI Group CEO Hery Gunardi in his statement in Jakarta on Thursday. Not only in terms of profitability, PNM’s assets also recorded a strong surge from Rp31.7 trillion in 2020 to Rp57.0 trillion in 2025. In line with that, total liabilities increased from Rp26.1 trillion in 2020 to Rp45.3 trillion in 2025, indicating the company’s increased intermediation capacity in channelling financing to productive underprivileged communities. On the capital side, PNM’s fundamentals are also strengthening with total equity growing more than twofold, from Rp5.6 trillion in 2020 to Rp11.7 trillion in 2025. This strengthening of the capital structure is seen as an important foundation in maintaining business growth sustainability while increasing the Company’s resilience in facing economic dynamics. Through this synergy, the company noted, PNM is able to expand service reach, increase economies of scale, and strengthen business capabilities through digitalisation support and system integration that increasingly drives efficiency. According to Hery, the company views the Ultra Micro Holding as a strategic platform for creating cross-entity synergies that can enhance business scale, operational efficiency, and growth quality. The Ultra Micro ecosystem also encourages increased access to financing for underprivileged communities, especially women in ultra-micro businesses. “Going forward, the Ultra Micro Holding will continue to be promoted as the main enabler in building an integrated financial ecosystem,” said Hery. With increasingly strong synergies between BRI, Pegadaian, and PNM, Hery stated that they are optimistic about expanding service reach while promoting financial inclusion relevant to the needs of communities throughout Indonesia.