Planning to Invest? bjb Ready to Realise Financial Plans Through ORI030

Investment has become an important part of financial planning. Amid the various investment instruments available, each individual has different needs, goals, and risk tolerance levels, making it crucial to choose a product that matches their profile. Various investment instruments are currently available in the market, ranging from deposits, mutual funds, gold, and shares, to Government Securities (SBN). Each offers different characteristics, risk levels, and potential returns. Understanding one’s risk profile is the first step before starting to invest. Conservative investors generally choose relatively stable instruments, while investors with higher risk tolerance may consider instruments with greater return potential and higher fluctuations. As a financial partner for the public, bank bjb continues to present various investment solutions that can be selected according to needs. One of the investment products currently offered by bank bjb is the ORI030 series of Retail Government Bonds, an investment instrument issued by the Government of the Republic of Indonesia as part of Retail SBN. The presence of ORI030 provides an opportunity for the public to invest while contributing to national development financing. ORI030 comes with two tenor options, namely three years through the ORI030T3 series and six years through the ORI030T6 series. The ORI030T6 series is a Sustainable Development Goals (SDG) Bond issuance for retail investors, where the proceeds will be used by the government to support various projects aligned with sustainable development under the Sustainable Government Securities Framework. For ORI030T3, the government has set a fixed coupon of 6.90 percent per year, while ORI030T6 offers a fixed coupon of 7.00 percent per year. With the fixed rate scheme, the coupon amount received by investors remains constant until maturity, providing income certainty throughout the investment period. The ORI030 offering period runs from 6 July to 30 July 2026, giving the public time to study the product and determine the investment choice that suits their financial needs. Through bank bjb, the ORI030 ordering process can be done easily, practically, and comfortably via services prepared for customers. In addition to obtaining a government-issued investment instrument, investors also have the opportunity to receive a cashback programme of up to Rp9,000,000 subject to applicable terms and conditions. Investing through ORI can also be part of a portfolio diversification strategy to achieve more balanced asset management. By having a diversified investment portfolio, the public can manage risk better while preparing for various future financial goals. bank bjb believes that improving financial literacy is a key factor in encouraging the public to make wise investment decisions. Therefore, bank bjb not only provides investment products but also continuously educates the public to understand the benefits, characteristics, and risks of each investment instrument. As an official sub-distribution partner agent for Government Securities, bank bjb is committed to providing easy and comfortable services for the public who wish to start investing in ORI030. Through the presence of ORI030, bank bjb invites the public to start their investment journey early. By choosing the right instrument that suits their needs, investment not only becomes a means of growing assets but also a real contribution to supporting Indonesia’s development for a more meaningful future. The public can place orders for ORI030 through infobjb.id/sbn and obtain further information about Retail Bond products via infobjb.id/obligasiRitel.