Pegadaian Launches Interest-Free Pawn Programme to Strengthen Financial Inclusion
Jakarta – PT Pegadaian has officially relaunched its Interest-Free Conventional Pawning and Interest-Free Mu’nah (Sharia-compliant) Pawning programmes. This initiative represents a tangible commitment to strengthening grassroots economics and alleviating the financial burden on the public.
The programme is designed to provide quick, accessible, and affordable financing solutions for both productive small and medium-sized enterprise (UMKM) needs and urgent daily financial requirements.
Selfie Dewiyanti, Director of Marketing, Sales, and Product Development at PT Pegadaian, stated that this initiative reflects the company’s strategic role in providing wholehearted service as a financial institution with a strong focus on corporate social responsibility.
The Interest-Free Pawning and Interest-Free Mu’nah Pawning programmes, also known as Gadai Peduli, represent a concrete step by Pegadaian to ensure inclusive financial services reach all segments of society without exception.
“We understand that quick liquidity is urgently needed at present; however, the public often worries about high capital costs. Through this interest exemption, we wish to help stabilise household finances by optimally utilising gold assets or other valuable items,” Selfie said in a written statement.
The programme targets both new customers and inactive customers who wish to resume using Pegadaian’s services. The schemes offered include:
• Standard Pawning: Interest-free for 60 days.
• Daily Pawning: Interest-free for 30 days.
• Loan Range: From Rp 50,000 to Rp 2,500,000.
The public can enjoy this special programme until 30 April 2026 under the following conditions:
Valid at all Pegadaian outlets nationwide, including conventional, Sharia, and co-location outlets (SenyuM outlets).
Applies to a single transaction for new customers or those who have not conducted a pawning transaction within a specified period (inactive).
Prospective customers must bring valid identification with a national identity number (NIK) verified by the Civil Registry Office (Dukcapil).
Through the Interest-Free Pawning and Interest-Free Mu’nah Pawning programme, PT Pegadaian hopes to continue fulfilling its role as a healthy business entity whilst driving the national economy.
Furthermore, Pegadaian remains committed to providing safe, trustworthy financial access free from illegal financing arrangements for the wellbeing of the broader public.