Pegadaian and BSN Strengthen Sharia Ecosystem Synergy with Funding and Digital Service Integration

PT Pegadaian and Bank Syariah Nasional (BSN) have officially forged a synergy through the signing of a comprehensive working capital financing facility agreement. Both parties are fully committed to mutually supporting liquidity strengthening and the expansion of sharia-based financial services. The signing ceremony took place at Menara 1 BTN, Central Jakarta, on Monday, 8 June 2026. The event was attended by PT Pegadaian’s Director of Finance and Strategic Planning, Ferdian Timur Satyagraha, and President Director of PT Bank Syariah Nasional, Alex Sofjan Noor, along with executives from each company. “Pegadaian and BSN’s official synergy in this Rp 1.4 trillion financing is not just a figure on paper, but a real manifestation of the great trust financial institutions place in Pegadaian’s business fundamentals, which continue to grow solidly. This cooperation will be a new driving force for us to expand the reach of inclusive working capital financing, while accelerating the digital transformation we are aggressively undertaking to provide cutting-edge convenience for all customers,” said Ferdian Timur Satyagraha. Not stopping at the conventional financing aspect, the signing of this agreement was also accompanied by a firm commitment from both parties to integrate their services digitally. This step was taken to respond to the demands of the digital age and to ensure seamless transaction comfort for customers of both institutions in the modern era. President Director of Bank BSN, Alex Sofjan Noor, stated that this financing cooperation is an effort by Bank BSN to strengthen its role in the national sharia finance industry. He also confirmed that this working capital financing is disbursed using a musyarakah contract in accordance with sharia principles. “Bank BSN not only supports PT Pegadaian’s working capital needs in expanding sharia financing services but also reinforces our commitment to delivering productive, sustainable financial solutions that provide added value for the community,” Alex said. Furthermore, as a concrete form of collaborative commitment, Pegadaian and BSN are currently exploring a highly prospective potential cooperation, namely the addition of Pegadaian’s Gold Savings feature directly within BSN’s mobile banking platform called Bale Syariah. Through this integration, BSN customers will in the future be able to invest, top up, and monitor their gold portfolios without having to switch applications.