Pegadaian and BSN Strengthen Sharia Ecosystem Synergy with Funding and Digital Service Integration
PT Pegadaian and Bank Syariah Nasional (BSN) have officially entered into a synergy through the signing of a comprehensive working capital financing facility agreement. Both parties are fully committed to supporting each other in strengthening liquidity and expanding Sharia-based financial services. The signing ceremony was held solemnly at Menara 1 BTN, Central Jakarta, on Monday, 8 June 2026.
The event was attended by the Director of Finance and Strategic Planning of PT Pegadaian, Ferdian Timur Satyagraha, the President Director of PT Bank Syariah Nasional, Alex Sofjan Noor, and executives from both companies.
“The synergy between Pegadaian and BSN in this Rp 1.4 trillion financing is not merely a figure on paper, but a tangible manifestation of the great trust financial institutions have in Pegadaian’s steadily growing business fundamentals. This cooperation will serve as a new driving force for us to expand the reach of inclusive working capital financing, while simultaneously accelerating the digital transformation we are aggressively pursuing to provide cutting-edge convenience for all customers,” said the Director of Finance and Strategic Planning of PT Pegadaian, Ferdian Timur Satyagraha.
Beyond conventional financing aspects, the signing of this agreement is accompanied by a firm commitment from both parties to integrate their services digitally. This step is taken to respond to the demands of the digital age and to ensure seamless transaction convenience for customers of both institutions in the modern era.
President Director of Bank BSN, Alex Sofjan Noor, stated that this financing cooperation is an effort by Bank BSN to strengthen its role in the national Sharia financial industry. He also ensured that this working capital financing is disbursed using the musyarakah contract, which complies with Sharia principles.
“Bank BSN is not only supporting PT Pegadaian’s working capital needs to expand Sharia financing services, but is also reaffirming our commitment to providing productive, sustainable financial solutions that provide added value to society,” said Alex.
Furthermore, as a concrete form of their collaborative commitment, Pegadaian and BSN are currently exploring a highly prospective potential partnership: adding Pegadaian’s Gold Savings feature directly into BSN’s mobile banking application, known as Bale Syariah. Through this integration, BSN customers will be able to invest, top up, and monitor their gold portfolios in the future without having to switch applications.