OJK Urges BNI to Resolve Rp 28 Billion Church Funds Case
The Financial Services Authority (OJK) has commented on the case involving the management of St. Francis of Assisi Parish Church, who are suspected victims of a bogus investment by the Head of the BNI Cash Office at the Aek Nabara Sub-Branch Office (KCP), Andi Hakim Febriansyah. OJK has requested that BNI promptly resolve the case at the BNI KCP in North Sumatra.
Agus Firmansyah, Head of the Surveillance and Integrated Financial Services Sector Policy Department at OJK, stated that his agency had summoned BNI’s directors and management. “To request explanations and emphasise that resolution steps be taken quickly, comprehensively, transparently, and responsibly,” he said in a written statement in Jakarta on Saturday, 18 April 2026, as quoted from Antara.
He explained that the handling process is ongoing. BNI is coordinating with law enforcement agencies and relevant institutions and has taken steps to secure assets allegedly related to the case. This is part of efforts to protect customer interests and support an accountable resolution in accordance with applicable laws and regulations.
Agus revealed that to date, BNI has conducted verifications and realised the return of funds to customers amounting to Rp 7 billion. “OJK will continue to monitor the verification and resolution process for the remaining funds to ensure it proceeds transparently, fairly, and in accordance with applicable provisions.”
In addition, OJK has asked BNI to conduct a thorough internal investigation, including in-depth examination of compliance aspects, internal controls, and governance. This step is to ensure that the root causes are properly identified and corrective actions can be taken immediately to prevent similar incidents in the future.
BNI, according to Agus, has also expressed its commitment to resolving this case thoroughly and responsibly. In this regard, OJK will continue to oversee the process and ensure that every resolution step prioritises consumer protection, transparency, and accountability. BNI is also requested to provide periodic updates on the handling progress to OJK.
Agus emphasised that if violations of applicable provisions are found during the in-depth review and supervision, OJK will take supervisory measures and follow-ups in accordance with its authority.
OJK also invites all parties to prioritise constructive communication and respect the ongoing legal process. For customers needing further information or wishing to file complaints, they can contact BNI’s official services or OJK Contact 157.
Case Chronology
Previously, the management of St. Francis of Assisi Parish Church demanded that BNI return the congregants’ funds worth Rp 28 billion, which were deposited in the form of time deposits at BNI Aek Nabara, Labuhan Batu Regency, North Sumatra. Suster Natalia Situmorang, Treasurer of the Aek Nabara Parish Credit Union, accused the Head of the BNI Aek Nabara Cash Office, Andi Hakim Febriansyah, of abusing his position to offer a BNI Deposit Investment product with promises of high interest rates up to 8 percent per year.
Lured by the offer, the church management deposited Rp 28 billion. The funds came from savings of 1,900 cooperative members, mostly small farmers and traders, according to Natalia. “Such a large amount of money couldn’t possibly be saved by us alone,” she said at a press conference on Friday, 10 April 2026.
The management of the Aek Nabara Parish Church Credit Union held a press conference to demand that BNI compensate for losses due to the bogus investment in Medan, North Sumatra, on 10 April 2026.
Natalia recounted that the church management initially kept the congregants’ money at the BNI Rantauprapat branch. However, following the opening of the BNI Aek Nabara Cash Office in 2014, the funds were transferred there.
In 2018, Andi Hakim Febriansyah offered the BNI Deposit Investment to the church management. “Only later did we realise that BNI Deposit Investment was not an official BNI product,” Natalia said.
Bryan Roberto Mahulae, the legal representative of the Aek Nabara Parish CU, said the bogus investment was uncovered on 6 February 2026. At that time, CU management wanted to withdraw Rp 10 billion for school construction. “However, the withdrawal could not be processed. The bank stated that BNI Deposit Investment was not an official product, so the CU’s funds could not be withdrawn,” he said.
Since 2018, according to Roberto Mahulae, the CU Paroki Aek Nabara’s funds had been placed through rolling deposits amounting to around Rp 28 billion. Of that amount, it is suspected that around Rp 22 billion was collected through 22 fake deposit certificates issued by Andi Hakim Febriansyah, Head of the BNI Aek Nabara Cash Office.
The modus operandi used by Andi Hakim involved exploiting the bank’s official pick-up service to collect funds and requesting blank signatures from the CU Paroki Aek Nabara Chairman, Manotar Marbun. Andi Hakim then filled in the transaction details himself.
To convince the victims, the perpetrator handed over fake certificates and routinely transferred funds as if they were deposit interest to the CU Paroki Aek Nabara account. The total interest received by the CU Paroki was Rp 3 billion. “That’s why we believed that BNI Deposit Investment was a legitimate product,” said Natalia Situmorang.
BNI Sumut Public Relations Natalia Isura said that BNI had disbursed bridging funds to CU Paroki Aek Nabara amounting to Rp 7 billion on 26 March 2026. “The bridging funds were provided in accordance with Financial Services Authority Regulations after our internal audit verification,” she said.
Roberto Mahulae acknowledged that the funds sent by BNI to CU Paroki Aek Nabara had entered the account. However, CU management agreed not to use the money. “We do not know the intent and purpose of BNI transferring that money. The CU Paroki’s loss is Rp 28 billion. Our client rejects that money. BNI should be fully responsible for returning everything.”