OJK Provides Rp17.4 Trillion Credit Restructuring for Sumatra Disaster Victims

Jakarta (ANTARA) - The Financial Services Authority (OJK) has provided credit restructuring amounting to Rp17.4 trillion to approximately 279,000 customer accounts impacted by disasters in three provinces in the Sumatra region, according to data as of March 2026.

“Up to March this year, credit/financing restructuring has been provided using OJK’s relaxation policy amounting to Rp17.4 trillion for 279,000 accounts,” stated OJK Commissioner Chairperson Friderica Widyasari Dewi during a press conference of the Financial System Stability Committee (KSSK) in Jakarta on Thursday.

This figure represents an increase compared to the credit restructuring as of February, which stood at Rp16.3 trillion.

The provision of credit restructuring is part of OJK’s special policy for customers receiving credit and financing services or debtors affected by disasters in Aceh, North Sumatra, and West Sumatra.

This special treatment is based on Financial Services Authority Regulation (POJK) of the Republic of Indonesia Number 19 of 2022 concerning Special Treatment for Financial Service Institutions in Certain Regions and Sectors in Indonesia Affected by Disasters.

OJK has set the policy for debtors affected by disasters in Sumatra to apply for three years from the date of determination, namely 10 December 2025.

On that occasion, Friderica also outlined that banking intermediation performance remains contributory with a managed risk profile.

Banking credit in March 2026 recorded year-on-year growth of 9.49% to Rp8,659 trillion, driven by investment credit growth of 20.85% year-on-year, followed by consumer credit at 5.88% year-on-year, while working capital credit grew 4.38% year-on-year.

Meanwhile, credit quality remains maintained with a gross Non-Performing Loan (NPL) ratio of 2.1% and net NPL of 0.8%. Loan at Risk (LaR) is also relatively stable at 8.9%.

On the other hand, third-party funds (DPK) in banking recorded year-on-year growth of 13.55% to Rp10,230 trillion, with current accounts, savings, and deposits growing 21.37%, 8.36%, and 11.57% year-on-year, respectively.