OJK: Debtors in Bali Dominantly Engaged in Productive Sectors
Denpasar, Bali (ANTARA) - The Financial Services Authority (OJK) Bali has revealed that debtors on the Island of the Gods are dominantly engaged in productive business sectors, which produce goods and services, rather than consumptive credit, as of the first semester of 2026.
“Credit distribution from financial service institutions is most heavily allocated towards investment and working capital,” said the Head of OJK Bali Province, Parjiman, in Denpasar, Bali, on Tuesday.
He explained that support from financial institutions in Bali as of June 2026 shows three business sectors are the largest absorbers of credit: trade, accommodation and food and beverage, and agriculture.
Furthermore, examining the types of credit usage, the largest portion is for investment, reaching Rp44.15 trillion or 35.85 per cent, followed by consumptive credit at Rp40.51 trillion or 32.89 per cent. Additionally, working capital credit reached Rp38.49 trillion, or approximately 31.25 per cent of the credit disbursed by the banking sector.
“This realisation indicates the potential for increased production, which in turn can enhance community welfare,” he stated.
The financial services regulator is optimistic that the realisation of productive credit is in line with Bali’s economic growth, which reached 5.78 per cent in the second quarter of 2026. This economic growth in the Island of the Gods is higher than the national average, which stood at 5.29 per cent.
Based on data from the Central Bureau of Statistics (BPS) of Bali Province, the three main sectors supporting economic growth in the region are accommodation and food and beverage, agriculture, and transportation. The accommodation, food, and beverage sector is closely linked to the tourism sector, which has long been the backbone of Bali’s economic activity.
BPS noted a decrease in foreign tourist arrivals in Bali during the first semester of 2026 by 2.42 per cent, reaching 3.20 million, down from 3.28 million during the same period in 2025. The top five countries of origin for foreign tourists remain Australia, followed by China, India, the United Kingdom, and the United States.