OJK Approves Merger of BPR Danaputra Sakti and BPR Harta Swadiri

JAKARTA, KOMPAS.com - The Financial Services Authority (OJK) has approved the business merger of PT Bank Perekonomian Rakyat (BPR) Danaputra Sakti and PT BPR Harta Swadiri. The approval is contained in the Decree of the OJK Board of Commissioners Member No. KEP 32/D.03/2026 dated 20 April 2026. Through this merger, BPR Danaputra Sakti will merge into BPR Harta Swadiri, which is based in Pandaan Subdistrict, Pasuruan Regency, East Java. “Through the business merger, BPRs are expected to be able to increase business capacity, expand access to services for the public, and strengthen resilience in facing economic dynamics and developments in the financial services industry,” said Farid in a written statement on Friday (8/5/2026). Farid explained that the merger approval is given as part of ongoing banking industry consolidation efforts. This step is taken to strengthen capital and increase the competitiveness of the BPR industry. The BPR merger is also aimed at bolstering the industry’s resilience in supporting financing for the real sector, particularly micro, small, and medium enterprises (UMKM). “In the future, OJK will continue to encourage the strengthening of BPR institutions through consolidation and industry transformation to create a BPR industry that is more efficient, competitive, resilient, and able to provide optimal contributions to the regional and national economy,” said Farid. Assets of BPR and Sharia Rural Banks in the region were recorded to have declined 9.20 per cent year-on-year to Rp 2.89 trillion as of 31 March 2026.