Mandiri Sekuritas Offers Savings Sukuk ST016 with 6.25% Return
JAKARTA - PT Mandiri Sekuritas has started offering Retail State Securities (SBN) in the form of Savings Sukuk Series ST016, issued by the Ministry of Finance.
The sharia-based investment instrument is considered to offer a safe and reliable investment choice amid current global market uncertainties.
ST016 can be purchased through Growin by Mandiri Sekuritas, providing competitive returns for individual investors, namely 6.05% per year for a two-year tenor and 6.25% per year for a four-year tenor.
For the two-year tenor ST016 (ST016T2), investors can start investing from Rp1 million with a maximum purchase limit of Rp5 billion. Meanwhile, the four-year tenor ST016 (ST016T4) can be bought from Rp1 million up to a maximum of Rp10 billion.
Director of Retail at Mandiri Sekuritas, Theodora Manik, stated that global geopolitical uncertainties are making investors increasingly selective in choosing capital market investment instruments. Therefore, ST016 is believed to be an alternative because it offers security as a state-guaranteed instrument, while also complying with sharia principles.
“Global geopolitical uncertainties are driving investors to be increasingly selective in choosing capital market investment instruments. ST016 can be a relevant alternative because it offers security as a state-guaranteed instrument, while also complying with sharia principles,” Theodora said in an official statement on Saturday (9/5/2026).
She added that investing in ST016 can help strengthen the fundamentals of investment portfolios amid volatile market conditions.
“ST016 can be purchased directly through Growin’ for Mandiri Sekuritas customers, or if not yet a customer, registration can be done directly on Growin’ via the website growin.id or by downloading the app on the AppStore and PlayStore,” she explained.
“Going forward, Mandiri Sekuritas is highly committed to continuing to support Indonesian customers’ investments through various government and private bond products, as well as other capital market products, via adaptive and intuitive digital solutions,” she stated.
“We believe that government bond products will remain in demand by the public because they suit various dynamically changing financial needs over time,” Theodora continued.
Purchasing ST016 through the Growin’ by Mandiri Sekuritas app can be done quite easily. Investors only need to log in to the app, then select the “Bond” menu, followed by selecting the “SBN” menu, and then choosing the ST016 series according to their investment needs.
After that, investors can enter the desired purchase amount and complete the payment through the linked bank in the Livin’ by Mandiri app.
The offering period for ST016 runs from 8 May to 3 June 2026. The first coupon payment for ST016 will be made on 10 June 2026 and subsequently paid every 10th of each month.