LPS Records Surplus After Tax of Rp31.3 Trillion in 2025
Jakarta (ANTARA) - The Chairman of the Board of Commissioners of the Indonesia Deposit Insurance Corporation (LPS), Anggito Abimanyu, revealed that the institution recorded an unaudited after-tax surplus of Rp31.3 trillion in 2025, marking a 14.3% increase year-on-year (yoy).
“Total assets as of 2025 stood at Rp276 trillion (up 13.6% yoy), and we booked a surplus of Rp31.3 trillion, which is currently undergoing audit,” Anggito Abimanyu stated during a working meeting with Commission XI of the House of Representatives (DPR RI) in Jakarta on Thursday.
In addition to assets and surplus, LPS’s positive performance is evident from the consistent growth in guarantee reserves over the past five years.
He explained that the guarantee reserve value grew from Rp188.3 trillion in 2024 to Rp213.4 trillion in 2025, equivalent to 2.1% of the target fund. LPS is mandated to achieve a guarantee reserve value of 2.5% of the target fund.
“If conditions continue as they are now, we should be able to reach the target fund mandated by law around 2028,” Anggito said.
He stated that this performance growth also supports an increase in LPS’s contribution to the State Revenue and Expenditure Budget (APBN).
The institution paid Income Tax (PPh) of Rp3.0 trillion last year, up from Rp2.6 trillion in 2024.
LPS also made other contributions to state finances through the purchase of Government Securities (SBN) amounting to Rp51.4 trillion last year.
Regarding the implementation of the guarantee programme, Anggito noted that there were 1,594 banks registered as participants in the programme as of December 2025.
This figure comprises 105 commercial banks and 1,489 Rural Banks/People’s Rural Banks (BPR/BPRS), with the number of managed accounts reaching 650 million accounts.
Despite the large total of managed accounts, the institution recorded that 49.7 million Indonesians still do not have bank accounts.
The group with the highest number without accounts is the population aged 5-14 years, totalling 33.6 million people, followed by the population aged 15-69 years at 15.3 million people, and the population aged 70-74 years at 799,000 people.
“We are focusing on the working-age group who should already have their own accounts; there are 15.3 million (working-age) residents without accounts, which will be our target (for outreach) in collaboration with the Financial Services Authority (OJK),” Anggito said.