Legal Counsel Urges BKPM to Compel Sompo Insurance to Execute Supreme Court Ruling
The legal counsel for a client of PT Sompo Insurance Indonesia’s Medan branch, David Aruan SH MH, has requested the Indonesian Ministry of Investment and Downstreaming/Investment Coordinating Board (BKPM) to take immediate and decisive action against the insurance firm. The request pertains to the alleged failure to implement a Supreme Court (MA) decision that has attained permanent legal force.
David stated that his party has reported PT Sompo Insurance Indonesia to the Ministry of Investment and Downstreaming for alleged unlawful acts. “We have visited and submitted a letter to the Ministry of Investment and Downstreaming requesting an immediate summons of the foreign-owned insurance company due to alleged unlawful conduct,” David said in a press statement received on Wednesday (17/6/2026).
He explained that the report was submitted via Letter Number 12/LAPMH/DA&P/V/2026, dated 18 May 2026. The report concerns a dispute involving his client, Halomoan H, holder of policy number MD-PMFR-000293-000002017-08.
According to David, the case has progressed through all legal stages, including cassation and judicial review (PK) at the Supreme Court. The cassation ruling is recorded under Case Number 3663 K/Pdt/2024, while the judicial review ruling is recorded under Case Number 1348 PK/Pdt/2025.
“As a foreign company operating in Indonesia, PT Sompo Insurance Indonesia is obliged to obey and comply with applicable laws, including the execution of court decisions that have permanent legal force,” he said.
David believes that these binding decisions should be a serious concern for the government, particularly the Ministry of Investment and Downstreaming, in supervising foreign investment companies operating in Indonesia. He revealed that, to date, PT Sompo Insurance Indonesia’s Medan branch has reportedly failed to make payments to his client despite the issuance of the Supreme Court’s cassation and judicial review rulings.
“The reason provided is that approval has not yet been obtained from the head office located in Jakarta,” he added.
Furthermore, his party has filed a request for an execution order with the Medan District Court, as per Determination Number 89/Pdt.Eks/2025/PN Mdn in conjunction with Number 858/Pdt.G/2022/PN Mdn. David noted that the formal court summons (aanmaning) has also been served to the company.
He argued that the company’s failure to implement the cassation and judicial review rulings demonstrates non-compliance with binding court decisions. Consequently, he requested the Minister of Investment and Downstreaming, through the Deputy for Investment Implementation, to take action within their authority.
“We urge the Ministry of Investment and Downstreaming/BKPM to take immediate action against PT Sompo Insurance Indonesia because, as of now, they have not implemented the Supreme Court decision which has permanent legal force,” David emphasised.
In addition to BKPM, David stated that letters have also been sent to the Financial Services Authority (OJK), Commission XI of the House of Representatives (DPR RI), and the Legal Bureau of the Ministry of Investment and Downting/BKPM to seek attention to this matter.
Halomoan questioned the reason provided by PT Sompo Insurance Indonesia regarding an ongoing internal review. He noted that he had fulfilled all procedures through the legal mechanisms previously cited by the company as the basis for eventual payment. However, the claim payment has yet to be realised, even though the insurance claim dispute has entered its eighth year.
“At the beginning of the dispute, the company’s reason was not a refusal to pay, but rather that they were still conducting a review. However, to this day, after all court processes through the Supreme Court and Judicial Review, the claim payment has still not been realised,” Halomoan said in a written statement received on Friday (12/6/2026).
He questioned the meaning of the “review” still being conducted by Sompo Insurance following the binding Supreme Court and Judicial Review rulings. He argued that all aspects previously debated regarding the eligibility and obligation to pay the claim had been thoroughly examined by the panel of judges at various levels of the judiciary.
Halomoan believes the judicial review ruling should have ended the legal debate between the parties. He questioned the necessity of internal company reviews for a matter whose substance has been decided by the judiciary, which ordered Sompo Insurance to pay damages amounting to IDR 3,268,000,000 in cash and without any conditions since the ruling became legally binding.
Halomoan explained that previously, the company argued they were awaiting the outcome of the legal process at the Supreme Court. However, PT Sompo was dissatisfied with the cassation ruling and proceeded to a judicial review. Yet, in the final ruling on Wednesday, 24 December 2025, the panel of judges ordered PT Sompo to pay in cash, unconditionally, from the moment the ruling became final.
“The question is, what other review is being conducted, and who has the authority to determine the final outcome when the Supreme Court has handed down a binding decision?” he said.
Halomoan hopes for certainty in the resolution and the fulfilment of obligations in accordance with the laws of the Republic of Indonesia, as established by the Supreme Court ruling. “Legal certainty is vital to maintaining public trust in the insurance industry and respecting the decisions of the Indonesian judicial institutions,” he concluded.