Latest Transfer Limits at Bank Mandiri, BRI, BNI, BTN in 2026
Jakarta — Bank transactions, despite being digitally enabled, are not conducted without restrictions. Each bank maintains diverse policies regarding transaction limits or transfer ceilings.
Not only do limits vary between different banks, but the type of account selected by customers also affects transfer limits.
Based on a summary by CNBC Indonesia, here is a list of transfer limits at several state-owned banks in Indonesia:
BRI
State-owned bank BRI offers several types of savings accounts.
BRI Simpedes
Limit for same-bank transfers daily: Rp20,000,000
Limit for inter-bank transfers daily: Rp10,000,000
BRI BritAma
Limit for same-bank transfers with Black ATM card: Rp100,000,000
Limit for same-bank transfers with Silver ATM card: Rp50,000,000
Limit for inter-bank transfers (Black): Rp15,000,000
Limit for inter-bank transfers (Silver): Rp10,000,000
BRI BritAma Bisnis
Limit for same-bank transfers: Rp100,000,000
Limit for inter-bank transfers: Rp25,000,000
BRI BritAma X
Limit for same-bank transfers (Classic): Rp50,000,000
Limit for same-bank transfers (Gold): Rp100,000,000
Limit for inter-bank transfers (Classic): Rp10,000,000
Limit for inter-bank transfers (Gold): Rp15,000,000
BRI Simpedes TKI
The BRI Simpedes TKI ATM card is intended for Indonesian workers abroad.
Limit for same-bank transfers: Rp20,000,000
Limit for inter-bank transfers: Rp10,000,000
Bank Mandiri
Mandiri Silver GPN
To same Mandiri accounts via ATM: Rp25,000,000
To other accounts via ATM: Rp5,000,000
Mandiri Gold GPN
To same Mandiri accounts via ATM: Rp50,000,000
To other accounts via ATM: Rp10,000,000
Mandiri Platinum GPN
To same Mandiri accounts via ATM: Rp100,000,000
To other accounts via ATM: Rp25,000,000
Mandiri Silver VISA
To same Mandiri accounts via ATM: Rp50,000,000
To other accounts via ATM: Rp10,000,000
Mandiri Gold VISA
To same Mandiri accounts via ATM: Rp50,000,000
To other accounts via ATM: Rp10,000,000
Mandiri Platinum VISA
To same Mandiri accounts via ATM: Rp100,000,000
To other accounts via ATM: Rp25,000,000
Mandiri Bisnis VISA
The Mandiri Bisnis VISA debit card is intended for business owners.
Bisnis Gold VISA
To same Mandiri accounts via ATM: Rp100,000,000
To other accounts via ATM: Rp25,000,000
Mandiri Bisnis Platinum VISA
To same Mandiri accounts via ATM: Rp200,000,000
To other accounts via ATM: Rp25,000,000
Mandiri Prioritas
Mandiri Prioritas is a membership service with total fund placement of Rp1 billion to Rp20 billion.
Limit to same Mandiri accounts via ATM as per balance.
Limit for transfers to other accounts via ATM: Rp50,000,000
Mandiri Tabungan Mitra Usaha (TabunganMu)
To same Mandiri accounts via ATM: Rp25,000,000
To other accounts via ATM: Rp5,000,000
BNI
State-owned bank BNI offers several types of savings accounts.
BNI GPN Green Debit Card
Limit to same BNI accounts: Rp100 million
Limit for inter-bank transfers per day: Rp50 million
BNI GPN Orange Debit Card
To same BNI accounts: maximum Rp50 million
To other bank accounts: maximum Rp10 million
Garuda Debit Card
To same BNI accounts: Rp100 million
To other bank accounts: Rp50 million per day
Citilink Debit Card
Via ATM to same BNI accounts: Rp100 million per day
To other accounts: Rp25 million per day
Meanwhile, BNI Citilink Taplus debit card users have a transfer limit of Rp50 million daily to other banks.
BNI Silver Debit Card
To same BNI accounts: Rp50 million per day
To other accounts: Rp10 million per day
BNI Gold Debit Card
To same BNI accounts: Rp100 million per day
To other bank accounts: Rp25 million per day
BNI Platinum Debit Card
To same BNI accounts: Rp100 million per day
To other bank accounts: Rp50 million per day
BTN
According to BTN’s official website, there are transfer transaction limits for each customer:
Online transfer: Rp250,000,000 per day and maximum Rp50,000,000 per transaction
BI Fast transfer: Rp250,000,000 per day and maximum Rp100,000,000 per transaction
Same-BTN transfer: Rp200,000,000 per day and maximum Rp100,000,000 per transaction
Own account transfer: Rp999,999,999 per day and maximum Rp999,999,999 per transaction