Latest Minimum Balance Requirements for Bank Mandiri, BRI, and BNI, Effective May 17, 2026

Latest Minimum Balance Requirements for Bank Mandiri, BRI, and BNI, Effective May 17, 2026

Jakarta, CNBC Indonesia - Banking customers need to pay attention to the provisions regarding minimum account balances at several banks. This is because the minimum balance is the amount of money that must remain in the account and cannot be withdrawn in order for the account to remain active.

In practice, these funds can be used to cover administration fees as stipulated by each bank. The minimum balance also varies, depending on customer segmentation and the type of savings product used.

Here are the details of the minimum balances at three major national banks as of May 2026:

Bank Mandiri

Rupiah Savings: IDR 100,000

NOW Savings: IDR 25,000

Payroll Savings: IDR 10,000

TabunganKu: IDR 20,000

Tabungan SiMakmur: No fees

Student Savings Account: IDR 5,000.

BRI

Simpedes: IDR 50,000

BritAma: IDR 50,000

BritAma Bisnis/Pro/X: IDR 50,000

TabunganKu: IDR 20,000

Junio: IDR 50,000

SimPel: IDR 5,000.

BNI

Taplus: IDR 150,000

Taplus Bisnis: IDR 1,000,000

Taplus Pegawai: As agreed in the cooperation agreement (PKS)

Taplus Muda: IDR 0

BNI Pandai: No balance limit

SimPel: IDR 5,000

TabunganKu: IDR 20,000

In general, savings products for students and financial inclusion programs such as SimPel and TabunganKu have lower minimum balance requirements. Meanwhile, products for the business segment set higher balance limits in line with more complex transaction and service needs.