Latest Deposit Interest Rates for BRI, BNI and Mandiri as of 15 June 2026

Entering the third weekend of June 2026, bank deposits remain a mainstay investment instrument for the public, prioritising security and certainty of returns in an increasingly evident ‘higher for longer’ era. Based on the latest monitoring of each bank’s website up to Friday (5/6/2026), state-owned banks such as Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), and Bank Mandiri are observed to be maintaining their deposit interest rates without any changes from the previous period. These offers have not changed since Bank Indonesia’s decision on Tuesday (9/6/2026) to suddenly raise its benchmark interest rate, the BI-Rate, to 5.50%, thereby tightening banking liquidity space due to the continued weakening of the Rupiah and rising government bond yields triggered by the increase in global oil prices following the Iran-US war. This instrument is also considered very safe from market fluctuations, and customer funds are guaranteed by the Indonesia Deposit Insurance Corporation (LPS) with a guarantee interest rate currently at 3.50%.

Bank Rakyat Indonesia (BRI) provides access to open deposits with an initial deposit starting from Rp 1 million via internet banking services, and Rp 10 million if the customer opens an account through a physical work unit. As of June 2026, BRI is recorded as offering quite attractive returns, particularly for short-term fund placements. For a 1-month tenor, the interest rate offered is 3.25%, depending on the nominal deposit. The highest interest rate is offered on the 3-month tenor, reaching 3.50% uniformly. Furthermore, for medium to long-term periods, namely 6, 12, 24, and 36 months, BRI sets a constant interest rate at 3.00%.

For the public interested in placing their funds at Bank Negara Indonesia (BNI), the minimum capital requirement is quite affordable, starting from Rp 5 million. BNI’s deposit interest rate policy in June 2026 shows a uniform percentage rate for all customer deposit nominal categories. BNI sets a base interest rate of 2.25% for fund placements with a 1-month tenor. This percentage increases to 2.50% for a 3-month tenor. The maximum yield point at BNI is offered for deposits with a 6-month period, reaching 2.75%. Meanwhile, if customers choose 12 and 24-month tenors, the interest rate provided remains stable at 2.50%.

Bank Mandiri also provides easy deposit account opening options for its customers. Fund placement can start with a nominal amount of one million rupiah through the Livin’ by Mandiri application, or Rp 10 million for customers making deposits directly at branch offices. Based on monitoring at the end of this month, Bank Mandiri continues to set an interest rate of 2.25% for short-term deposits, namely 1 and 3 months. For customers planning longer-term fund placements, on tenors of 6, 12, and 24 months, this bank offers a fixed yield at 2.50%, which applies uniformly across the entire range of deposit nominals.

The stability of deposit interest rate offerings by these Himbara banks is considered capable of strengthening the attractiveness of the domestic banking sector in facing global uncertainty. By prioritising fund security through LPS protection and a rate of return that is measurable from the start of the agreement, deposits in state-owned banks remain reliable as an asset protection instrument. Analysts estimate that the banking sector will continue to adjust their interest rate strategies by observing the direction of inflation and market liquidity in the second quarter of 2026, so that customers continue to have safe financial management options for short to medium-term needs.