KuCoin Launches Earn-and-Loan Product to Maximise Crypto Asset Efficiency
With the latest Crypto Loan product, collateral assets that meet the requirements continue to generate Hold to Earn yields during the loan period, while users access liquidity in a single integrated position.
Providenciales, Turks and Caicos Islands, (ANTARA/PRNewswire)- KuCoin, a global crypto platform prioritising user trust, launches KuCoin Crypto Loan, the first product that blends Earn-and-Loan services in one system. Through this feature, crypto assets used as collateral continue to generate Hold to Earn yields during the loan period. Currently, KuCoin Crypto Loan is available in the KuCoin app for eligible users in certain regions, with web access to follow. With this product, users can pledge assets such as BTC, ETH, USDT, USDC, and SOL to obtain a loan in the same asset, while also managing collateral, loan, and risk in a single integrated position.
The launch addresses the main challenge for HODLers seeking liquidity without selling assets or forfeiting potential passive income. With KuCoin Crypto Loan, eligible collateral assets can continue to yield returns while used as collateral. Integrating Earn-and-Loan services in one system also improves capital efficiency and introduces a more practical CEX loan model.
One-position structure is one of its key features. Users no longer need to manage multiple loans separately because all collateral and loans are tracked in a single collateralised loan position. With this system, monitoring collateral, loan exposure, and the loan-to-value (LTV) ratio becomes simpler and more transparent.
KuCoin Crypto Loan also applies dynamic interest rates that track market conditions and are updated hourly. Interest is calculated cumulatively on an hourly basis. On the other hand, the system uses three levels of collateral ratio: Initial, Warning, and Liquidation, so users can monitor risk more clearly.
Under the “Trust-First” approach, KuCoin Crypto Loan is designed to enhance user trust while expanding the benefits of the digital assets ecosystem. By combining Earn-and-Loan services in a single position, KuCoin Crypto Loan helps users gain liquidity without losing ownership of assets, while delivering a more capital-efficient trading experience.
KuCoin Crypto Loan further expands KuCoin’s wealth-management product range and reinforces the company’s strategy of delivering practical, transparent, and user-oriented digital asset solutions. KuCoin Crypto Loan is currently available via the KuCoin app.
About KuCoin
Established in 2017, KuCoin is a leading crypto platform globally trusted by more than 40 million users in over 200 countries and territories. Known for reliability and a user-centric approach, KuCoin combines cutting-edge technology, deep liquidity, and stringent security to deliver a smooth trading experience. KuCoin provides access to more than 1,500 digital assets through various products and is committed to building a transparent, regulation-compliant, and user-oriented digital asset infrastructure for a future of finance with SOC 2 Type II, ISO/IEC 27001:2022 and ISO/IEC 27701:2019 certifications. In recent years, KuCoin has built a foundation of global regulatory compliance, including AUSTRAC approval in Australia, MiCA license in Europe, and other licenses in various markets.
More information: www.kucoin.com.
Disclaimer
KuCoin Crypto Loan is currently available via the KuCoin app for eligible users in certain regions, in accordance with applicable laws and product terms. Users are advised to study the terms, conditions, and risk disclosures before using KuCoin Crypto Loan or Hold to Earn services, including risks related to fluctuating loan interest rates, collateral value fluctuations, liquidation, and the availability of Hold to Earn rewards.
SOURCE KuCoin