Krom Bank (BBSI) Posts Rp70 Billion Net Profit in Q1 2026

JAKARTA — PT Krom Bank Indonesia Tbk (BBSI) reported a net profit of Rp70 billion for the first quarter of 2026. The figure represents a year-on-year increase of 99 per cent compared with the same period last year. In addition, credit disbursement stood at Rp9.88 trillion in the same period, up 98 per cent year-on-year from the same period last year. ‘The company continues to strengthen its business fundamentals through the development of digital banking services, prudent risk management, and an enhancement of customer service quality,’ he said in a press release on Thursday (21 May 2026). He added that Krom Bank’s third-party funds (DPK) grew to Rp10.86 trillion in Q1 2026, or up 138 per cent year-on-year. Meanwhile, assets rose to Rp14.77 trillion in the same period, up 78 per cent year-on-year. Krom Bank recorded a capital adequacy ratio (CAR) of 39.78 per cent. Anton disclosed that the company is strengthening its information technology infrastructure and corporate governance to support sustainable business expansion and to boost stakeholder confidence. This year, Krom Bank will also focus on strengthening the digital ecosystem and user experience. It will also improve asset quality and risk management. ‘We believe that the consistency of digital transformation will be the main foundation for driving healthy and sustainable business growth for all stakeholders,’ he said. At the Annual General Meeting of Shareholders (RUPST), Krom Bank’s shareholders also approved the allocation of the company’s net income for the 2025 financial year of Rp143 billion, or 100 per cent used to add to retained earnings. This decision was made as part of the company’s strategy to strengthen its capital structure and support sustainable business expansion.