Karawang prosecutors name bank official as suspect in mortgage corruption case
Karawang (ANTARA) - The Karawang Regency District Prosecutor’s Office in West Java has named an official of one of the Himbara banks as a suspect in a suspected corruption case involving the disbursement of mortgage loans (KPR) in Karawang, bringing the total number of suspects in the case to five.
Head of the Karawang District Prosecutor’s Office Dedy Irwan Virantama, speaking in Karawang on Tuesday, said the new suspect in the case is a state-owned bank official with the initials DMP, who served as a Retail Risk Officer at the bank.
The Karawang District Prosecutor’s Office in West Java had previously named four suspects in the suspected mortgage corruption case, which caused state losses of around Rp237 billion. The four suspects, with the initials VY, HJ, OH, and HH, are officials and employees of PT Bumi Arta Sedayu (BAS).
The company is part of the Citra Swarna Group, which operates in housing and commercial estate development.
The Citra Swarna Grande and Kartika Residence projects developed by PT BAS between 2021 and 2024 are suspected of involving fictitious loans.
This indication emerged from alleged systematic manipulation in mortgage applications, ranging from the use of proxies or borrowed identities and data manipulation to the fabrication of false documents to secure loan approvals.
The practice is alleged to have been carried out by the developer through a special team handling mortgage applications.
According to the Report on the Calculation of State Financial Losses from the Audit Board of the Republic of Indonesia (BPK RI), provisional state financial losses amounted to Rp237,078,338,982, arising from 445 debtors.
From the series of transactions, investigators identified a flow of funds totalling Rp1,455,339,000 received by DMP from suspect HJ.
Based on evidence obtained by investigators, the money was given to help smooth the mortgage application process for the Citra Swarna Grande project owned by PT BAS at the Himbara bank’s Karawang branch office.
After being named a suspect, DMP was immediately taken to the Class IIA Penitentiary in Karawang.
For his actions, DMP has been charged under Article 603 and Article 604 in conjunction with Article 20 of the Criminal Code (Law Number 1 of 2023), as well as Article 605 paragraph (1) letter b in conjunction with Article 18 of Law Number 31 of 1999 on the Eradication of Criminal Acts of Corruption as amended by Law Number 20 of 2001.
With DMP named a suspect, the number of suspects in the suspected mortgage loan corruption case in Karawang has risen to five, after the earlier naming of four suspects with the initials VY, HJ, OH, and HH.