Indonesian Citizens Still Struggle to Own Homes, Ranking 166th out of 181 Countries

The ability of Indonesian citizens to afford housing is becoming increasingly difficult. According to the UN-Habitat World Cities Report 2026, the home price-to-income ratio across 181 countries ranges from 3.0 in the most affordable nations to 86.7 in the most expensive. Indonesia ranks 166th out of 181 countries with a ratio of 18.5, which is far above the global average of 11.2. This indicates that, relatively speaking, house prices in Indonesia remain much higher compared to the population’s income levels.