Indonesia Re Posts 544% Profit Surge in 2025
PT Reasuransi Indonesia Utama (Persero), known as Indonesia Re, booked a surge in profit throughout 2025 in both its consolidated and parent entity financial reports. Improved underwriting and investment results drove the company’s increased profitability, although total assets in both reports still experienced a decline compared to the previous year.
Based on the consolidated financial report published in Bisnis Indonesia today, Friday (17/7/2026), Indonesia Re recorded a profit after tax of Rp176.96 billion in 2025, soaring 544.42% compared to a profit of Rp27.46 billion in 2024. The company also managed to reverse its pre-tax position to a profit of Rp101.13 billion after recording a pre-tax loss of Rp45.47 billion the previous year.
The performance improvement was supported by a 484.84% surge in net underwriting results to Rp471.67 billion from Rp80.65 billion in 2024. Net insurance and investment results also increased by 131.35% to Rp593.38 billion, while insurance service revenue grew slightly by 1.90% to Rp6.80 trillion.
On the balance sheet side, total consolidated assets became Rp12.52 trillion from Rp13.18 trillion at the end of 2024. Nevertheless, investment value increased by 6.95% to Rp7.44 trillion and reinsurance contract assets rose by 19.53% to Rp1.95 trillion. Equity also grew by 18.47% to Rp1.21 trillion. Indonesia Re consolidates its subsidiaries Asuransi Asei and Reindo Syariah in its financial reports.
The non-consolidated financial report also showed a trend of improving profitability. Profit after tax increased to Rp176.96 billion from Rp27.46 billion in 2024, while pre-tax profit nearly doubled to Rp105.98 billion from Rp53.13 billion. This improvement was supported by a 145.66% increase in net underwriting results to Rp319.30 billion and a 41.16% increase in net insurance and investment results to Rp414.15 billion. However, insurance service revenue fell by 6.19% to Rp5.95 trillion.
Total parent entity assets shrank by 5.64% to Rp10.28 trillion. On the other hand, investments increased by 6.91% to Rp6.61 trillion, while equity rose by 18.47% to Rp1.21 trillion.
In terms of financial health, Indonesia Re maintained a solvency level above the regulator’s requirement. In both the consolidated and non-consolidated reports, the solvency achievement ratio was recorded at 133.38%, higher than the 132.83% in 2024 and still exceeding the minimum limit of 120% required by the Financial Services Authority (OJK). Additionally, the investment adequacy ratio in the consolidated report reached 130.26% with a liquidity ratio of 114.77%. In the non-consolidated report, the investment adequacy ratio was recorded at 132.49% and the liquidity ratio at 119.27%.
The 2025 financial year report received an Unmodified Opinion and is the first report prepared using PSAK 117 on Insurance Contracts. Indonesia Re is owned 99.99989% by PT Danantara Asset Management (Persero) and 0.00011% by the Republic of Indonesia through Series A Dwiwarna shares, and has two subsidiaries.