How to top up ShopeePay to support online transactions
Jakarta (ANTARA) — ShopeePay users can top up their balances through several methods, ranging from bank transfers using Virtual Accounts (VA) and mobile banking to minimarkets.
These options allow users to adjust their top-up methods based on their needs and the administrative fees incurred. ShopeePay can be used not only for shopping on the Shopee platform but also for various other transactions, such as payments via QRIS, purchasing mobile credit and electricity tokens, as well as transfers to bank accounts in accordance with service terms.
Top up via Virtual Account
One method for topping up ShopeePay is through a Virtual Account. Users can open the ShopeePay application, then select the “Top Up” and “Bank Transfer” menus to obtain a VA number. This number can then be used to perform transfers via mobile banking, internet banking, or ATMs. The minimum top-up amount and administrative fees may vary depending on the bank and the transaction method used. Users are advised to check the applicable terms before proceeding with the top-up.
Top up via minimarkets
ShopeePay top-ups are also available through several minimarket networks, including Alfamart and Indomaret. To perform the transaction, users can visit the cashier and provide the phone number registered to their ShopeePay account along with the amount to be topped up. Payment is then made in cash. Terms regarding administrative fees and fee-free programmes may change according to the service provider’s policy. For certain services, users may receive a quota for transactions without administrative fees up to a certain amount each month.
Using mobile banking
Several banks provide ShopeePay top-up facilities through mobile banking applications. The top-up mechanism can be carried out by transferring to a VA number or through the e-wallet menu available in each banking application. This method allows the balance to be topped up directly from a bank account without the need to visit an ATM or physical outlet.
Top up from other digital wallets
In addition to banking, ShopeePay top-ups can also be performed using other digital wallet services, provided the method is available. Some services that can serve as a source of funds include OVO, DANA, GoPay, and LinkAja. However, the availability of features, administrative fees, transaction limits, and other terms may differ for each service. Therefore, users need to check the fees and the amount of balance to be received before the transaction is confirmed.
Tips for saving on administrative fees
Administrative fees are a factor that needs to be considered, especially for users who top up their balance regularly. Users can take advantage of fee-free facilities available at banks or minimarkets, provided they meet the set quota and requirements. An alternative is to choose a top-up method with lower administrative fees. Topping up in larger amounts can also reduce transaction frequency, although this should still be adjusted to usage needs.
SeaBank can also be an option for topping up ShopeePay without administrative fees, subject to applicable terms. Meanwhile, users choosing top-up services through third-party providers should ensure the credibility of the service and understand the fees charged before performing a transaction. By knowing the available options, users can determine the ShopeePay top-up method based on their needs, administrative costs, and ease of access.