HIPMI pushes for easier KUR access through MSME aspiration channel
Jakarta (ANTARA) - The Central Board of the Indonesian Young Entrepreneurs Association (BPP HIPMI) is pushing for ease, transparency, and accurate targeting for young entrepreneurs and MSMEs across Indonesia through access to the People’s Business Credit (KUR) scheme.
“HIPMI views financing access as one of the key factors enabling entrepreneurs to grow their businesses, increase production capacity, and create jobs,” said BPP HIPMI Chairman Ade Jona Prasetyo in a confirmed statement in Jakarta on Tuesday.
He said KUR is one of the government’s strategic instruments for expanding financing access for the business world. Therefore, its implementation needs to be continuously strengthened so that the benefits of KUR are felt more widely by entrepreneurs with growth potential.
He stressed that KUR must serve as a stepping stone for entrepreneurs to move up a level. Many young entrepreneurs have businesses and markets that are continuously growing, but expanding capacity certainly requires adequate access to financing.
“When their businesses grow, the jobs they create will also increase,” said Ade.
According to him, the principle of prudence in disbursing financing remains important. At the same time, however, entrepreneurs also need information about KUR requirements, processes, and mechanisms that are easier to understand.
To that end, HIPMI is preparing a KUR aspiration and mentoring channel that can reach young entrepreneurs through HIPMI’s networks in various regions. This channel will become a space for entrepreneurs to share their experiences, suggestions, and obstacles encountered in the process of accessing KUR financing.
“HIPMI has an entrepreneur network reaching down to the regions. We want to hear directly what they experience when accessing financing. If the problem is business readiness or administration, we will help guide them,” he said.
He emphasised that if there are issues requiring communication with the relevant parties, HIPMI is ready to act as a bridge.
He ensured that every piece of feedback received will be reviewed and mapped out so that it does not stop at being an individual report.
HIPMI, Ade continued, wants to see whether there are recurring problems across various regions and to turn them into constructive input for strengthening the KUR ecosystem.
Ade stressed that this step is not about finding fault with the government or disbursing institutions. On the contrary, HIPMI wants to strengthen collaboration between the government, banking, and the business world so that financing programmes become increasingly effective.
“The spirit is to find solutions together. The government has provided support through KUR, financial institutions carry out disbursement under the principle of prudence, while HIPMI can help with the readiness and experience of entrepreneurs on the ground,” he explained.
Going forward, HIPMI also wants to push for financing access to better follow a business’s growth journey.
According to Ade, Indonesia’s challenge is not only to spawn as many new entrepreneurs as possible, but also to ensure that entrepreneurs who have already grown have the opportunity to develop into larger companies.
“The more entrepreneurs move up a level, the greater the economic capacity we build. They will open new businesses, expand production, absorb labour, and create added value,” said Ade.
“That is what HIPMI wants to push together with the government and the entire financing ecosystem,” Ade added.