Growing Through Innovation, bank bjb Receives This Award!

By maintaining business performance, strengthening the company’s foundation, and implementing sustainable transformation amidst an increasingly competitive banking industry, bank bjb has entered the Fortune Indonesia 100 list for 2026. The Head of the Corporate Secretary Division of bank bjb, Irwan Riswandi, stated that this achievement serves as both appreciation and motivation for all bank bjb personnel to continue improving performance quality and providing a greater contribution to society and the national economy.

“Being included in this list is a very meaningful appreciation for us. This achievement reflects the hard work of all bank bjb personnel in maintaining performance, strengthening business fundamentals, and presenting innovations relevant to the needs of the community,” said Irwan in an official statement on Friday (18/9/2026).

According to Irwan, bank bjb will continue to maintain a balance between growth, asset quality, risk management, efficiency, innovation, and value creation for shareholders and all stakeholders. For bank bjb, growth is not merely about achieving figures, but about how that growth can provide a sustainable impact.

“We will continue to pursue continuous improvement, strengthen service quality, enhance digital capabilities, and expand public access to financial services,” expressed Irlam.

bank bjb recorded revenue of Rp20.05 trillion in 2025, an increase of 10.8 per cent year-on-year. This figure places bank bjb as a company with significant revenue scale that has successfully entered the ranks of the 100 largest companies in Indonesia.

In terms of business scale, total assets of bank bjb in 2025 were recorded at approximately Rp221.35 trillion, with equity amounting to Rp17.03 trillion. This achievement demonstrates bank bjb’s capacity to maintain its business scale while strengthening the company’s foundation in facing developments in the national financial industry.

According to Irwan, the improvement of bank bjb’s position in the list indicates that the company’s transformation and business development continue to provide a positive foundation for growth. This also serves as motivation to strengthen various business lines while creating a banking experience that is increasingly easy, comfortable, and relevant.

Digital transformation is a vital part of this strategy. bank bjb continues to develop various digital products and services as part of an effort to bring financial services closer to the community and expand access to banking services. One implementation is through the strengthening of DIGI bank bjb and various digital transaction ecosystems that allow customers to access services more practically. This development is also reinforced through the utilisation of DigiCash and QRIS bank bjb to support the transaction needs of the public and merchants.

This innovation does not stop at transaction channels. bank bjb also continues to expand the use of technology to present financial solutions that can support the economic activities of the community. One example is the development of digital financing through credit products that can be accessed via the DIGI bank bjb application.

The strengthening of the digital ecosystem is also directed towards supporting the needs of local governments. bank bjb is developing various innovations in digital products and services that can support the electronification of local governments, financial inclusion and literacy, as well as integrated payment systems to support regional revenue and expenditure. This approach demonstrates that innovation for bank bjb is not merely about introducing new technology, but about how that technology can produce ease, access, efficiency, and real benefits for the community.

The development of productive financing is also one of bank bjb’s focuses. Through various strategic collaborations, bank bjb continues to open access to easier and more affordable financing while supporting financial inclusion and community empowerment.

This appreciation also serves as a momentum for bank bjb to continue strengthening public trust. This is because a company’s success in the banking industry is measured not only by its business scale but also by its ability to present products used by the community and create real economic value.

With this spirit, bank bjb views its inclusion in the Fortune Indonesia 100 2026 as both an appreciation and a responsibility to continue delivering the best performance. The trust bestowed will serve as the foundation for bank bjb to continue innovation, strengthen competitiveness, and present sustainable value for customers, shareholders, and the community.