Government Has Disbursed Rp208 Trillion in KUR, Rp82 Trillion Remaining in 2026

Jakarta, CNBC Indonesia — The government’s disbursement of people’s business credit (KUR) has reached Rp 208.21 trillion as of the end of August 2026, out of a disbursement target of Rp 290 trillion.

“For KUR in 2026, as of August it has reached 71.76%, namely Rp 208.21 trillion,” said Director General of Treasury at the Ministry of Finance Astera Primanto Bhakti during a working meeting with Commission XI of the House of Representatives, quoted on Tuesday (8/9/2026).

With eight months of realisation this year, the amount of KUR still available to micro, small and medium enterprises (MSMEs) until the end of the year remains Rp 81.79 trillion.

As is known, the government disburses three types of KUR: Super Micro KUR, with a credit ceiling of up to Rp 10 million and a flat interest rate of 3%.

Then there is Micro KUR, with a credit ceiling of Rp 10–100 million and an interest rate of around 6–9%. Both Micro and Super Micro KUR do not require additional collateral.

Finally, there is Small KUR, with a credit ceiling of Rp 100–500 million and an interest rate of 6–9%. The interest rate increases progressively per agreement, with additional collateral required in accordance with the assessment of the distributing bank.

Prima explained that the number of KUR debtors served by the government has reached 3.23 million, of whom 52.28% are men and 47.68% are women.

Meanwhile, ultra-micro financing (UMi), according to Prima, has reached Rp 8.73 trillion as of 31 August 2026, with 15.42 million debtors, the vast majority of whom are women at 98.99%, compared with 1.01% men.