Gold Becomes the Choice, Sharia Financing Grows Amid Global Uncertainty
JAKARTA - Global geopolitical uncertainties are prompting society to become increasingly selective in choosing investment instruments. Amid these conditions, gold is once again emerging as the primary choice for preserving asset value.
Several surveys indicate this trend. Gold-based instruments and physical assets are the preferred options for the majority of the population. Trust in gold reaches 80 per cent, far exceeding other instruments such as shares, bonds, or cryptocurrencies.
At the global level, demand remains strong. Purchases of gold by the world’s central banks have exceeded more than 1,000 tonnes per year in recent years.
Digital Business & Product Management Division Head of Bank Mega Syariah, Benadicto Alvonzo Ferary, stated that gold is now increasingly viewed as an instrument for protecting value amid economic pressures.
“In conditions of global uncertainty, gold is increasingly regarded as a tool for value protection. We see a shift in investor behaviour, where gold has now become the main instrument in long-term investment strategies,” he said, quoted on Sunday (26/4/2026).
According to him, gold has relatively stable characteristics and can maintain purchasing power in the long term, especially during inflation and market volatility.
Along with this trend, Sharia-based gold financing is starting to attract public interest. This scheme allows ownership of gold gradually without needing to provide large funds upfront.
Bank Mega Syariah offers Flexi Gold gold financing with tenors of one to five years and gramme options starting from 5 grammes to 100 grammes. This product is structured in accordance with Sharia principles and has received approval from the Sharia Supervisory Board.
The performance of this financing shows significant growth. Up to March 2026, Flexi Gold disbursements grew by more than 756 per cent compared to the position in December 2025.
Public interest is recorded as high in the Jabodetabek region and several other major cities such as Bandung, Semarang, Surabaya, up to Makassar and Medan.