Funds in Accounts Vanish Instantly: Beware of New M-Banking Thieves' Tactics
Jakarta, CNBC Indonesia - The Mobile Banking (m-Banking) feature has become a familiar service used by the public. Unfortunately, if not careful, this technology can lead to risks of account breaches, resulting in savings being completely drained.
Several fraud methods in the m-Banking application include personal data theft, scams, or phishing. To avoid this, here are steps that m-banking account holders can take, quoted from the official website of the Financial Services Authority:
Tips to Avoid Digital Banking Crimes:
Do not disclose access codes or personal Personal Identification Number (PIN) to others.
Do not record or store access codes or personal SMS banking numbers in places easily accessible to others.
Carefully check transactions before confirming them to proceed.
After each transaction, wait a few moments to receive a response regarding the transaction.
For every transaction, customers will receive a notification message via SMS or email that will be stored in the inbox. Carefully examine the contents of the notification and immediately contact the bank if there are suspicious transactions.
If you feel your PIN is known to others, immediately change it.
If your GSM SIM card is lost, stolen, or transferred to another party, immediately inform the nearest bank branch or report it to the bank’s call centre.
Be cautious with internet applications that are spam or malware, which may steal personal data and misuse it later.
Do not conduct internet transactions in public places such as internet cafes or free Wi-Fi, as data may be stolen by others on the same network.
Do not forget to log out after completing transactions on internet banking.
If changing phones, ensure all data is deleted to prevent misuse by others using that phone.