Focus on asset quality and business synergy: CASA's strategic plan

PT Capital Financial Indonesia Tbk (CASA), an investment and financial services company, is continuing to mature its business roadmap through strengthened synergy between business segments and digitalisation of services. Based on financial data ending 31 December 2025, the CASA-coded issuer recorded total assets of Rp37.30 trillion. Meanwhile, the company’s liabilities were recorded at Rp24.67 trillion, participant funds at Rp2.23 trillion, and total equity stood at Rp10.40 trillion. In terms of profitability, throughout 2025 the company managed to book operating revenues of Rp5.72 trillion. This achievement is equivalent to 72.68% of the previously announced target of Rp7.87 trillion. As for net profit, CASA pocketed Rp189.66 billion. ‘This achievement reflects a realisation of approximately 90.60% of the total 2025 net profit target set at Rp209.33 billion,’ said CASA President Director Maliana Herutama Malkan at a Public Expose event held in Jakarta on Thursday (25/6). Entering the 2026 financial year, PT Capital Financial Indonesia Tbk has set conservative yet measured financial performance targets. The company is aiming for total operating revenues of Rp5.57 trillion with a net profit target of Rp149.58 billion by year-end. To achieve these performance targets, Maliana revealed that CASA management has prepared steps to strengthen its business foundation. These are implemented through internal organisational structuring, human resource capacity development, and more solid synergy between business segments within the group. In addition, Maliana added, the company will continue selective business expansion through strategic cooperation schemes, optimisation of cross-selling, and referral programmes. Management is also fully committed to maintaining asset quality to ensure the portfolio remains prime amidst market dynamics. As the closing pillar of its business strategy, CASA is focusing on improving customer service by relying on digital technology development to expand accessibility. This digitalisation drive is supported by the group’s ecosystem, which now encompasses the life insurance, pension fund, investment management, venture capital, peer-to-peer (P2P) lending, payment services, and banking sectors. ‘We are not solely pursuing performance growth targets (operating revenues and net profit), but we will focus on maintaining the quality of assets, liabilities, and the company’s business sustainability in the future,’ he asserted.