FLPP Subsidised Housing Stock Still at 300,000 Units, Buy Before They're Gone

JAKARTA, KOMPAS.com - The government provides the Housing Finance Liquidity Facility (FLPP) programme for low-income communities (MBR) to own decent subsidised housing. In 2026, the stock of subsidised housing provided amounts to 350,000 units, spread across Indonesia. “Currently, only 14.29 percent of the 350,000-unit target has been absorbed,” said BP Tapera Commissioner Heru Pudyo Nugroho, quoted on Monday (20/04/2026). This means around 300,000 units of subsidised housing are still available for purchase by MBR in 2026. Applications for FLPP subsidised housing purchases are now easier to make, following the migration of the Subsidised Housing Mortgage Information System (SiKasep) and Developer Cluster Information System (Sikumbang) services to Tapera Mobile. “Tapera Mobile is an integration of Sikumbang and SiKasep, making it much easier for MBR to directly check their housing in one app, without needing to switch to another application,” Heru told Kompas.com on Thursday (16/04/2026). The migration of these services officially took effect from 13 April 2026. KPR applications via Tapera Mobile begin by downloading the app from the Google Play Store or App Store. Prospective debtors then enter their Population Registration Number (NIK) and agree to the applicable terms and conditions to create an account. The next stage is facial verification by following the movement instructions provided by the app. After that, users enter their mobile number, create a password, and complete verification via an OTP code sent by SMS. Once registration is successful, prospective debtors can search for housing using the available search feature. If a house has been selected, users can proceed with the KPR application, subsidy checks, selection of the distributing bank, and scheduling a meeting. The subsequent application process can be monitored through the status tracking feature, which includes five stages: financing application, follow-up, SP3K, habitability assessment, and akad. “After meeting with the bank’s sales team, prospective debtors can independently monitor the KPR application process. If still confused about the flow, they can access information related to Tapera Mobile on the tapera.go.id website,” Heru explained.