Flexible Insurance Offers Protection Tailored to Consumers’ Needs

Jakarta – The need for financial protection continues to evolve alongside the range of activities and needs in society. Insurance offers a choice of benefits, coverage periods and premium amounts that can be tailored to policyholders’ requirements.

One form of protection that is growing is group life insurance. The scheme enables companies to provide insurance cover for their customers or visitors, with benefits and coverage periods selected in accordance with the applicable product terms.

This model offers companies an alternative way to provide protection for a range of activities, from everyday pursuits to travel and events. Its flexibility includes options for basic and additional benefits.

One product based on this concept is Corporate Eazy (Cozy) from PT Asuransi BRI Life. It provides companies with a choice of insurance packages that can be tailored to their needs.

BRI Life Marketing Director Tina Meilina said the launch of Cozy was part of the company’s commitment to providing flexible protection solutions relevant to society’s increasingly diverse needs.

“Through this product, we give companies the flexibility to choose cover according to their needs, with a range of insurance periods and premiums starting at Rp1,000 a day,” Tina said in a statement on Friday, 23 October 2026.

Cozy offers insurance periods ranging from daily and monthly to quarterly and annual. This allows companies to determine the coverage period based on their needs and the nature of the activities they organise.

The product’s basic benefit is a payout if the insured dies during the coverage period. Beneficiaries receive a sum equivalent to 100 per cent of the sum insured, subject to the selected benefits and policy terms.

Once the payout has been made, the cover ends in accordance with the policy terms.

Cozy also offers several optional benefits, including medical expenses arising from accidents or other causes, total permanent disability cover, and consultations for certain mental health conditions.