Financial services growth signals positive outlook for national economy
Jakarta (ANTARA) - The 7.92 per cent year-on-year growth of the financial services sector in the fourth quarter of 2025 has been described as a positive signal for the national economy.
Financial consultant and planner Elvi Diana explained that the achievement demonstrates the financial services sector is increasingly robust as one of the main pillars of Indonesia's economic growth.
"This is a signal that public confidence in the national financial system continues to strengthen, whilst also reflecting increasingly healthy and progressive economic dynamics," she said in a written statement in Jakarta on Saturday.
The financial services sector's growth performance was reported by the Financial Services Authority (OJK). Acting Chairman of the OJK Board of Commissioners Friderica Widyasari Dewi, speaking at the Indonesia Economic Outlook 2026 online event in Jakarta on Thursday (19 February), noted that the 7.92 per cent year-on-year figure represented the highest rate since the second quarter of 2021.
According to her, the ratio indicates deepening financial market penetration (financial deepening) in Indonesia.
Elvi concurred that the achievement indicates growing public participation in the capital market, both in terms of investor numbers and transaction values.
Beyond asset growth, the increasingly broad diversification of financial products also serves as an important indicator of this achievement.
"The more financial products available, the greater the opportunity for the public to match investment instruments with their risk profiles and financial objectives," she said.
This diversification, she continued, also reflects the growing maturity of the national financial market's infrastructure and regulation.
However, Elvi cautioned the government and capital market authorities to continue strengthening public and investor resilience against market fluctuation risks.
"Market fluctuations are inevitable. Therefore, the government and authorities need to expand financial literacy education, strengthen issuer transparency, and provide hedging instruments that are more easily accessible to retail investors," Elvi explained.
She also encouraged the development of market stabilisation instruments, improved supervisory quality, and strengthened risk management at financial services institutions.
Financial consultant and planner Elvi Diana explained that the achievement demonstrates the financial services sector is increasingly robust as one of the main pillars of Indonesia's economic growth.
"This is a signal that public confidence in the national financial system continues to strengthen, whilst also reflecting increasingly healthy and progressive economic dynamics," she said in a written statement in Jakarta on Saturday.
The financial services sector's growth performance was reported by the Financial Services Authority (OJK). Acting Chairman of the OJK Board of Commissioners Friderica Widyasari Dewi, speaking at the Indonesia Economic Outlook 2026 online event in Jakarta on Thursday (19 February), noted that the 7.92 per cent year-on-year figure represented the highest rate since the second quarter of 2021.
According to her, the ratio indicates deepening financial market penetration (financial deepening) in Indonesia.
Elvi concurred that the achievement indicates growing public participation in the capital market, both in terms of investor numbers and transaction values.
Beyond asset growth, the increasingly broad diversification of financial products also serves as an important indicator of this achievement.
"The more financial products available, the greater the opportunity for the public to match investment instruments with their risk profiles and financial objectives," she said.
This diversification, she continued, also reflects the growing maturity of the national financial market's infrastructure and regulation.
However, Elvi cautioned the government and capital market authorities to continue strengthening public and investor resilience against market fluctuation risks.
"Market fluctuations are inevitable. Therefore, the government and authorities need to expand financial literacy education, strengthen issuer transparency, and provide hedging instruments that are more easily accessible to retail investors," Elvi explained.
She also encouraged the development of market stabilisation instruments, improved supervisory quality, and strengthened risk management at financial services institutions.