FIF Records Solid Performance in H1 2026, Profit Rises to Rp 2.37 Trillion

PT Federal International Finance (FIF) recorded a positive performance in the first semester of 2026, booking a net profit of Rp 2.37 trillion. This figure represents a 4.48 per cent increase compared to the Rp 2.27 trillion recorded during the same period the previous year.

This growth was driven by an increase in financing disbursements of 7.07 per cent year-on-year (yoy) to Rp 25.43 trillion as of June 2026, up from Rp 23.75 trillion in the same period last year. In line with this growth, the number of financed units also increased to approximately 1.70 million units, demonstrating consistent public demand for FIF’s financing services.

This positive performance stems from the contribution of FIF’s entire financing service portfolio, which includes FIFASTRA for Honda motorcycle financing, SPEKTRA for electronics, gadgets, and household appliances, and DANASTRA for multipurpose financing. Additionally, the FINATRA portfolio provides productive micro-financing services for Micro, Small, and Medium Enterprises (MSMEs), while AMITRA offers Sharia-compliant financing for Hajj and Umrah.

President Director of FIF, Indra Gunawan, stated that this growth reflects the increasing trust of the public and consumers in financing services that are adaptive to needs amidst dynamic economic conditions. “Moving forward, FIF will continue to strengthen its understanding of customer needs to provide solutions that are not only competitive but also provide sustainable added value,” said Indra.

In terms of assets, FIF’s Net Service Asset (NSA) was recorded at Rp 55.57 trillion in the first semester of 2026, an 11.79 per cent increase compared to Rp 49.71 trillion in the same period the previous year. Meanwhile, the company’s financing quality remains well-maintained, with the Net Non-Performing Financing (NPF) ratio at the 0.28 per cent level. Although there has been an adjustment compared to the previous year, the figure still reflects a healthy and controlled condition.

Indra added that amidst domestic and global economic dynamics, FIF will continue to adapt and strengthen its business fundamentals to maintain sustainable performance. “Our efforts will focus on strengthening service quality and expanding inclusive access to financing, so that we can continue to provide a more tangible contribution to society,” he said.