Efforts to Advance Indonesia's Online Lending Ecosystem
The Information Technology-Based Joint Funding Services (LPBBTI) industry, also known as Pindar, continues to grow as an important pillar in expanding access to funding and supporting national economic growth. As the Pindar industry matures, its development needs no longer focus solely on public education, but also on strengthening cross-sector collaboration to drive innovation, policy harmonisation, and the creation of a healthy, credible, and sustainable ecosystem.
As the official association appointed by the Financial Services Authority (OJK), the Indonesian Joint Funding Fintech Association (AFPI) sees the need for a strategic forum that brings together regulators, government, financial services industry players, investors, associations, banks, and strategic partners in a single collaborative platform. To this end, AFPI together with CNBC Indonesia is organising Fintech Lending Days (FLD) 2026 with the theme ‘Advancing Indonesia’s Digital Financing Ecosystem’. The forum will feature a series of activities including a strategic forum, business matching, networking sessions, the signing of memoranda of understanding (MoUs), and an industry showcase involving various stakeholders.
FLD 2026 arrives with a new concept as a strategic industry platform. Unlike previous editions that focused on public education and literacy, FLD 2026 is designed as a high-level engagement forum that brings together policymakers and industry players to produce initiatives, partnerships, and synergies that have a real impact on industry growth. FLD 2026 will be held on Friday, 21 August 2026 at the Bali Sunset Road Convention Center (BSCC), Bali. The event will also feature a networking dinner on Thursday, 20 August 2026. FLD 2026 will also be broadcast on Monday, 24 August 2026 at 10.00 WIB on cnbcindonesia.com and CNBC Indonesia TV.
AFPI Chairman Entjik S. Djafar stated during the FLD 2024 press briefing that the industry’s rapid growth requires the participation of all stakeholders to ensure responsible lending. The forum will feature Agusman, Chief Executive of Supervision of Financing Institutions, Venture Capital Companies, Microfinance Institutions, and Other Financial Services Institutions at OJK, who will deliver a keynote speech, and Mukhamad Misbakhun, Chairman of Commission XI of the Indonesian House of Representatives, in a Fireside Conversation session. Minister of SMEs Maman Abdurrahman will also attend in a Strategic Conversation session.
There will also be a Banking Partnership Forum with speakers including Adityo Pamudji, Head of the Financial Services Institution Supervision Directorate at the OJK Bali Provincial Office; Aristama Budiono, Head of Risk & Product at AdaPundi; Shintya Maulida, Chair of External Affairs & Advocacy at AFPI and Business Development Director at UATAS; and I Wayan Suandi Adnyana, Secretary of Perbarindo Bali. Meanwhile, the Capital & Funding Forum session will feature Indra, Head of the Technology-Based Financing Business Supervision Directorate at OJK; Agus Wicaksono, Member of the Supervisory Board of Amvesindo; Anika Faisal, Secretary General of Perbanas; Kokko Cattaka, CEO of AsetKu; and Chaerany Putri, Director of Public Affairs at VIDA.
Finally, the Innovation and Sustainable Funding Forum will feature Mohamad Ajie Maulendra, Deputy Director of the PVML Development Directorate at OJK; Irgo Septimar Bachtiar, Head of Business and Operations at Kredit Pintar; Defrian Afdi, IT & Operations Director at KrediOne; Juniandri, President Director of Samir Handy; and Anton K. Adiwibowo, President Director of Credit Bureau Indonesia.
FLD 2026 is expected to serve as a dialogue space to discuss strategic issues, strengthen synergy among stakeholders, and open up cooperation opportunities that support the development of the Pindar industry and the broader financial services ecosystem. Through this event, AFPI is committed to strengthening the positioning of the Pindar industry as part of the national financial services ecosystem that is innovative, responsible, and capable of contributing to increased financial inclusion and Indonesia’s economic growth.