Effective July, These 5 Operations Are Not Covered by BPJS Kesehatan
Participants of the National Health Insurance (JKN) programme need to understand that not all surgical procedures are covered by BPJS Kesehatan.
In general, surgeries that are not covered are those that are not based on medical indications, are cosmetic in nature, or fall under services excluded by JKN regulations. The list includes:
Surgery resulting from the impact of accidents.
Cosmetic or aesthetic surgery (surgeries that do not pose a threat to health).
Surgery resulting from self-harm (surgery due to carelessness or negligence that results in injury).
Surgery performed in overseas hospitals (surgeries conducted outside the scope of BPJS Kesehatan).
Surgery that does not follow BPJS Kesehatan procedures (surgeries that do not complete the appropriate application process).
Nevertheless, based on the implementation guidelines of the National Health Insurance (JKN), specifically the Minister of Health Regulation (Permenkes) Number 28 of 2014, there are 19 types of surgeries covered by BPJS Kesehatan, namely:
Heart surgery
Caesarean section
Cyst surgery
Myoma surgery
Tumour surgery
Odontectomy
Oral surgery
Appendectomy
Gallstone surgery
Eye surgery
Vascular surgery
Tonsillectomy
Cataract surgery
Hernia surgery
Cancer surgery
Lymph node surgery
Pin removal surgery
Knee replacement surgery
Thymectomy
To obtain BPJS coverage for surgical procedures, patients must seek treatment at a primary healthcare facility (faskes), such as a community health centre (puskesmas) or a clinic approved by BPJS Kesehatan. If surgery is required, patients will be provided with a referral letter to a hospital and will receive an operation schedule from the relevant doctor at the hospital.
Furthermore, there are three requirements that patients must fulfil to obtain surgical coverage from BPJS Kesehatan: a BPJS Kesehatan card or the Indonesian Health Card (KIS), a referral letter from a Puskesmas or primary healthcare facility, and a patient card from the hospital.