DKI Attorney General's Office Names Three Suspects in KoinWorks Credit Corruption Case
On Wednesday, 6 May 2026, investigators detained three suspects named BAA, BH, and JB, stated Dapot Dariarma, Head of the Legal Information Section (Kasi Penkum) of the DKI Attorney General’s Office, to reporters on Thursday (7/5/2026).
The suspects are executives at PT Lunnaria Annua Teknologi (PT LAT), namely:
BAA as Operational Director of PT LAT from 2021 to the present;
BH as President Director of PT LAT from 2015 to 2022 and Commissioner of PT LAT from 2022 to the present;
JB as President Director of PT LAT from 2024 to the present.
PT LAT is the owner of the fintech KoinWorks, one of the digital financial platforms offering funding up to business loans. According to the prosecutors, the suspects applied for funds from one of the banks using improper analysis as well as manipulating invoices and not closing insurance.
“Thus, a credit disbursement of around Rp 600 billion was carried out,” said Dapot.
Prosecutors have conducted seizures and gathered other evidence. In addition, prosecutors are investigating allegations of involvement by bank parties and customers who applied for credit through KoinWorks.
“Currently, investigators are continuing the development of the investigation by examining witnesses, experts, and suspects as well as tracking and seizing assets for the recovery of state financial losses,” added Dapot.
In this case, the three suspects who have been charged are subject to Article 603 or Article 604 in conjunction with Article 20 letter c and Article 126 Paragraph (1) of Law Number 1 of 2023 on the Criminal Code in conjunction with Article 18 Paragraph (1) of Law Number 31 of 1999 as amended by Law Number 20 of 2001 on the Eradication of Criminal Acts of Corruption (Anti-Corruption Law). The contents of each relevant article are as follows:
Article 603 of the Criminal Code
Any person who unlawfully commits an act of enriching himself, another person, or a corporation that harms the state’s finances or the national economy shall be sentenced to life imprisonment or a prison term of at least 2 (two) years and a maximum of 20 (twenty) years and a fine of at least category VI and a maximum of category VII.
Article 604 of the Criminal Code
Any person who, with the aim of benefiting himself, another person, or a corporation, misuses authority, opportunity, or means available to him due to his position or rank that harms the state’s finances or the national economy, shall be sentenced to life imprisonment or a prison term of at least 2 (two) years and a maximum of 20 (twenty) years and a fine of at least category II and a maximum of category VI.
Article 20 letter c of the Criminal Code
A criminal act is committed by a corporation if it is carried out by the person giving orders, the controlling person, or the management of the corporation within the scope of the business or activities stipulated in the articles of association or other applicable provisions for the relevant Corporation.
Article 126 Paragraph (1) of the Criminal Code
A fine for a corporation committing a criminal act is threatened with a prison term of more than 7 (seven) years up to 15 (fifteen) years, punished with a fine of at least category VI.
Article 18 Paragraph (1) of the Anti-Corruption Law
In addition to additional penalties as referred to in the Criminal Code, as additional penalties are:
confiscation of movable property that is tangible or intangible or immovable property used for or obtained from corruption crimes, including the company owned by the convicted person where the corruption crime was committed, as well as the value of goods replacing such goods;
payment of replacement money in an amount up to the value of the assets obtained from the corruption crime;
closure of all or part of the company for a maximum period of 1 (one) year;
revocation of all or part of certain rights or elimination of all or part of certain profits that have been or may be granted by the Government to the convicted person.