Digital SUN Transactions Reach 80 Percent, Young Investors Dominate

REPUBLIKA.CO.ID, JAKARTA – Transactions for Government Bonds (SUN) through digital channels have exceeded 80 percent throughout 2025, marking an acceleration in the shift of public investment behaviour towards online platforms. This situation is prompting banks to strengthen digital distribution to reach a wider range of investors.

BCA’s Deputy President Director John Kosasih stated that enhancing digital channels is key to increasing domestic investor participation. “We will continue to encourage increased domestic investor participation through the optimisation of distribution channels and market education,” he said in a statement on Friday (17/4/2026).

This surge aligns with the growth in the number of investors, which increased by more than 20 percent year-on-year (yoy). The highest increase came from millennials and Gen Z, who grew by more than 50 percent yoy, showing the dominance of young investors in state financing instruments.

The dominance of digital channels indicates that ease of access is the main factor in attracting public interest. The increasingly simple investment process, from primary market ordering to secondary market transactions, is driving greater interest in SUN as a retail investment instrument.

This change also strengthens the domestic investor base in state financing. With increasing public participation, the resilience of the financial market is considered increasingly maintained amid global dynamics.

BCA also facilitates SUN transactions through digital platforms such as myBCA and KlikBCA Individu, as well as its branch office network. This role not only expands investment access but also maintains domestic bond market liquidity.

Along with this achievement, BCA received four awards from the Ministry of Finance, including the best overall performance as a Primary SUN Dealer, in the primary and secondary markets, and as the best retail SUN distribution partner throughout 2025.