Crypto Fintech Predictions for 2026: Tokenisation and OJK Regulation

JAKARTA, KOMPAS.com - Financial technology (fintech) related to crypto assets is predicted to flourish in 2026.

Aftech’s Secretary General, Firlie Ganinduto, projects that the number of crypto fintechs will grow and take on various forms.

As a relatively new type of digital financial asset, crypto investors have currently shown significant growth.

For context, the transaction value of crypto assets in Indonesia reached 482.23 trillion throughout 2025.

Meanwhile, the number of crypto investors is reported to have reached 20.19 million people in the same period.

As a digital asset without boundaries, there are currently crypto asset traders in Indonesia originating from abroad.

On the other hand, the Financial Services Authority (OJK) has also granted licences to local crypto asset traders competing with cheap prices from foreign exchanges.

“That needs to be addressed,” he added.

Firlie hopes that regulators can collaborate with Aftech to block local investors’ access to buying directly from abroad.

He revealed that the interest among entrepreneurs to become crypto asset traders in Indonesia is currently high.

Nevertheless, these prospective crypto asset traders are still awaiting clarity on government regulations before entering the crypto fintech sector.

Firlie stated that this year will not only be filled with fintech related to crypto asset trading.