Creative economy actors must be able to address financial management challenges
The approach we take not only focuses on literacy, but on how that knowledge is translated into real behaviour and better financial decisions.
Palu (ANTARA) - Founder of Hannah Asa Indonesia, Mardiyah, stated that creative economy actors, who are currently growing, are expected to be able to address the current challenges in financial management.
In the training titled “Creative Wealth Bootcamp: Financial Literacy & Communication Strategy for Creators”, her side designed it to address the real challenges faced by creative economy actors, particularly in financial management.
Mardiyah in Palu on Monday mentioned that currently, more and more young people have been able to generate independent income along with the growth of the creative economy.
However, her side found that a number of creative economy actors still face problems such as unstable income, lack of a structured financial system, difficulty in determining prices, and lack of understanding of formal financial services.
As many as 200 participants from students, creative economy actors, and young people in Palu City attended financial literacy training to improve their financial management capabilities and capacity in developing creativity-based businesses.
This training activity is a collaboration between the Hannah Asa Indonesia community, which operates in the field of financial literacy, with the Faculty of Social and Political Sciences (FISIP) at Tadulako University, the Financial Services Authority (OJK), and the Indonesia Stock Exchange (BEI).
According to her, the risk of digital fraud and illegal investments is still a threat to young people active in creativity-based economic activities.
Participants not only gain an understanding of concepts, but also practical training related to financial management, cash flow preparation, pricing, and product value communication.
Meanwhile, the Deputy Head of Region KP BEI Central Sulawesi, Dewi Nur, encouraged young people to start investing early to build financial resilience.
“Investment is not about waiting for the right time, but about starting early, because time will help asset growth optimally,” she said.
Thus, she hopes that through this activity, all communities, especially students and young people, will not only become investors, but also smart, rational, and educated investors.
She said that collaboration with Hannah Asa Indonesia and the campus is a strategic step in expanding more quality and sustainable financial literacy.
Representative of the Financial Services Authority (OJK) Central Sulawesi, who is also PEPK and LMS Analyst, Adam Novriansyah, also emphasised the importance of caution in investing amid increasing risks of digital fraud.
“If you find indications of fraud or obstacles in financial services, the public can immediately contact the OJK consumer service at number 157,” he said.