Civil Servants and PPPK Employees Eligible for 30-Year KPR Programme, Check Locations and Requirements

The Housing Loan (KPR) programme with a 30-year tenure has now officially become a tangible solution for Civil Servants (ASN) in Indonesia. Through a strategic collaboration between KORPRI, BKN, and BTN, financial barriers that previously prevented civil servants and PPPK employees from owning decent housing are beginning to ease.

For the initial phase, the government has prioritised development in three key locations deemed to have high accessibility and significant demand from government employees. A 30-year repayment period allows for significantly reduced monthly installments. For junior civil servants and young PPPK employees, monthly payments starting from Rp1 million provide financial breathing room to cover other essential needs without delaying property ownership.

For those interested, the steps and requirements are as follows:

Can PPPK employees participate in the 30-year tenure?

Yes, the programme is designed inclusively for all civil servants, including PPPK and CPNS, provided their active service period meets bank parameters.

What is the price of the houses offered?

Prices follow the government’s 2026 subsidized housing limits, ranging from Rp160 million to Rp240 million depending on the regional zone.