Business Support Helps Women-Owned MSMEs Scale Up

Sat, 16 May 2026, 18:48 WIB | By Gana Buana | Source: MEDIA_INDONESIA | Social Policy

The significant impact of women in driving micro-enterprises continues to be felt in both family and national economies. Amidst the contribution of MSMEs, which account for more than 60% of the Gross Domestic Product (GDP), many small businesses in Indonesia are run by women who are the backbone of household economies.

Through the Mekaar (Empowering Prosperous Families) program, PT Permodalan Nasional Madani (PNM) seeks to expand access for underprivileged women to financing, business support, and group-based social networking.

The support includes not only financial assistance but also training and a platform for sharing experiences among entrepreneurs.

The impact of the program is evident from the number of PNM Mekaar customers who received awards at the Women’s Inspiration Awards 2026 on April 30, 2026. One of them is Nurjannah, an entrepreneur who said that PNM’s mentoring helped her business develop.

“Thank God, with PNM’s mentoring, I can go this far. What used to be a small business, but because I always get mentoring from PNM, thank God today I can stand here to receive this award. Thank you very much PNM, I am very grateful,” said Nurjannah, quoted on Saturday (16/5).

Sri Kartini, a PNM Mekaar customer from Magelang, had a similar experience. She believes that the support provided encourages MSME entrepreneurs to continue developing their businesses.

“PNM always provides support to MSMEs. We are very grateful to PNM, which always provides encouragement for us MSME entrepreneurs,” said Sri Kartini.

According to her, support for women entrepreneurs is important so that they can help improve family welfare. “Our hope is that women in Indonesia will always be empowered and help improve family welfare,” she said.

The Women’s Inspiration Awards 2026 is a platform to appreciate women who are able to develop businesses while also having a social impact on their surroundings.

The achievements of Mekaar customers show that access to financing and support can help ultra-micro entrepreneurs grow more independently and confidently in running their businesses. (Z-10)

Based on the 2025 National Survey on Financial Literacy and Inclusion released by the OJK (Financial Services Authority) together with the Central Bureau of Statistics, the national financial inclusion index has reached 80.51%.

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A 2C2P and IDC study revealed that e-commerce in Southeast Asia is growing at a CAGR of 13.2%. Digital payments and the role of MSMEs are key to reaching US$289.8 billion by 2029.

Young people are seen as having great potential to become MSME entrepreneurs based on palm oil products, in line with Indonesia’s position as the world’s largest palm oil producer.

In commemoration of Kartini Day, the Ultra Micro Holding - BRI, PNM, and Pegadaian - reaffirmed their commitment to creating an inclusive economy and gender equality through the empowerment of women entrepreneurs.

The number of capital market investors currently reaches 12.16 million people. The figure is divided into stock, bond and mutual fund investors, and is recorded as an achievement in 2023 released by the IDX (Indonesia Stock Exchange).

Dahlia Naomi, also known as Dahlia, is one of the women who has enjoyed the benefits of the Ultra Micro Holding (UMi) between BRI, Pegadaian and PNM.

As an account officer (AO) at PNM Mekaar, Fahira Ningkeula, 26, tries to help underprivileged mothers start businesses independently.

The Ministry of Women’s Empowerment and Child Protection continues to encourage the participation of the Service Provision Forum (FPL) in providing protection and assistance to women and children who are victims of violence.

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