BTN Records a 578 Percent Increase in Profit for January 2026

PT Bank Tabungan Negara (Persero) Tbk has recorded a substantial year-on-year increase in net profit, reaching approximately 578 percent.

The monthly financial report for BTN in January 2026 indicates that the company’s net profit surged to IDR 230 billion, up from IDR 34 billion in January 2025. The report shows that the increase in net profit was supported by a 17.08 percent year-on-year growth in interest income.

In addition, BTN also managed to reduce its interest expenses, resulting in a 14.53 percent year-on-year decrease. With this strategy, the company, whose stock code is BBTN, recorded a 79.46 percent year-on-year growth in net interest income.

As of January 2026, BTN also recorded an 11.52 percent year-on-year increase in third-party funds (DPK) to IDR 362.77 trillion. Credit disbursement also increased by 9.30 percent year-on-year, reaching IDR 341.45 trillion as of January 2026. This performance also contributed to the growth of BTN’s assets, which increased by 12.26 percent year-on-year to IDR 448.34 trillion as of January 2026.

Previously, BTN’s President Director, Nixon LP Napitupulu, expressed optimism that the company would achieve a 22 percent increase in net profit by the end of this year. This confidence is in line with the company’s increasingly healthy balance sheet, thanks to strategies such as ‘beyond KPR,’ superapps, and transformations in various business lines.

“We are optimistic that this year’s performance will improve further along with the transformations and innovations that the company is undertaking,” said Nixon.