BTN Posts Rp1.85 Trillion Profit Through May 2026
PT Bank Tabungan Negara (Persero) Tbk. (BTN) has recorded significant net profit growth up to May 2026, driven by the business transformation undertaken by the company.
According to its monthly financial report up to May 2026, BTN posted a net profit of Rp1.85 trillion, an increase of 54.37% year-on-year (yoy).
BTN Chief Executive Officer Nixon LP Napitupulu said the achievement demonstrates that the transformation undertaken by the company has strengthened its business fundamentals while maintaining growth momentum amid challenges in the banking industry.
“The transformation we have undertaken is beginning to deliver tangible results, particularly with the full support of the Danantara ecosystem,” Nixon said in a written statement, quoted on Thursday (9 July 2026).
BTN’s net interest income (NII) rose 15.15% yoy to Rp7.13 trillion, up from Rp6.19 trillion in the same period the previous year.
On the intermediation side, BTN’s total loans and financing reached Rp403.06 trillion up to May 2026, growing 9.97% yoy compared with Rp366.52 trillion in May 2025. Meanwhile, third-party funds stood at Rp433.95 trillion, up 9.09% yoy from Rp397.78 trillion.
The company also recorded improved operational profitability. Consolidated operating profit reached Rp2.39 trillion, an increase of 58.37% yoy compared with Rp1.51 trillion in the same period last year. Meanwhile, BTN Group’s pre-provision operating profit (PPOP) grew 20.07% yoy to Rp3.98 trillion.
BTN said the performance was above the national banking industry average. Based on data from the Financial Services Authority (OJK), the net profit of national commercial banks up to May 2026 grew 4.96% yoy, while BTN’s consolidated net profit rose 54.37% yoy.
BTN stated it would continue to accelerate its business transformation through the simplification of business processes, strengthened governance, modernisation of information technology infrastructure, accelerated digitalisation of services, and optimisation of synergies within the Danantara Indonesia ecosystem.
According to Nixon, transforming BTN into a bank beyond mortgages is a strategic step to broaden sources of growth while providing financial services that are more relevant to the public.
“BTN is no longer focused solely on housing finance. We continue to expand our role as a bank that accompanies people’s financial needs at every stage of life, from achieving home ownership and supporting various lifestyle needs to preparing for retirement,” Nixon said.