BTN Posts Rp 1.85 T Profit as of May 2026, Up 54%
Jakarta — PT Bank Tabungan Negara (Persero) Tbk (BTN), together with its subsidiary Bank Syariah Nasional (BSN), posted a consolidated net profit of Rp1.85 trillion as of May 2026, marking a 54.37% year-on-year (yoy) increase.
According to BTN’s consolidated monthly financial report, net interest income (NII) reached Rp7.13 trillion through May 2026, growing 15.15% yoy compared to Rp6.19 trillion in the same period the previous year.
The consolidated performance growth was also supported by an increase in lending and financing. As of May 2026, total consolidated loans and financing reached Rp403.06 trillion, growing 9.97% yoy from Rp366.52 trillion in May 2025.
Meanwhile, BTN’s consolidated third-party funds (DPK) were recorded at Rp433.95 trillion, an increase of 9.09% yoy compared to Rp397.78 trillion in the same period the prior year.
BTN also managed to sustain operational profitability growth. As of May 2026, consolidated operating profit was recorded at Rp2.39 trillion, growing 58.37% yoy from Rp1.51 trillion in the same period the previous year. The BTN Group’s pre-provision operating profit (PPOP) reached Rp3.98 trillion through May 2026, rising 20.07% yoy from Rp3.31 trillion in May 2025.
BTN President Director Nixon LP Napitupulu stated that the positive performance demonstrates the bank’s solid business fundamentals amid global economic dynamics. According to Nixon, the housing sector still has significant room for growth because housing is a primary need for the public.
"A house is not merely an investment asset, but a basic need of the community. As long as people need decent housing, the demand for housing finance will persist. Therefore, BTN is optimistic that the housing sector will remain one of the drivers of national economic growth," Nixon said, as quoted from a written statement on Monday (15/6/2026).
This year, BTN is also said to continue strengthening the national housing ecosystem through business transformation and service innovation to meet the public’s needs, both in terms of home ownership and other supporting financial services.